Cherokee County property record for 118 E Main St, Cherokee, IA 51012
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 3,360 sqft · built 1892 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $10,000 (Jun 2019) |
| Tax Bill | $856 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 0727463017 |
| Primary APN | 0727463017 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,360 sqft Gross Area |
| 1st Floor Area | 1,752 sqft |
| Basement Area | 1,680 sqft |
| Year Built | Built 1892 |
|---|---|
| Effective Year Built | Effective 1892 |
| Exterior Material | Brick |
| Roof Material | Urethane Foam |
| Lot Area | 2,400 sqft (0.055 acres) |
| Lot Dimensions | 100 ft deep x 24 ft wide |
| Patio Area | 2 sqft |
| Canopy | 720 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 118 E MAIN ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1850 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 21 BLK 7 NEW CHEROKEE ADD 6216 |
| Legal Subdivision | NEW CHEROKEE ADD |
| Legal Block | 7 |
| Legal Lot Number | 21 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 80101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 914 W BLUFF ST, CHEROKEE, IA 51012-1531 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage CENTRAL BANK |
| Jun 7, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2019 · Amount on Record |
| Deed Sale | Jun 7, 2019 · Amount on Record |
| Deed Document Number | 20191069 |
| Deed Book / Page | 2019 / 1069 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 118 E MAIN ST, CHEROKEE, IA 51012-1850 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 914 W BLUFF ST, CHEROKEE, IA 51012-1531 |
| Document Number | 002023/930 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 2023/930 |
| Instrument | 2023 0930 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | CHEROKEE, IA 51012 |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Jun 7, 2019 |
| Property Address | 118 E MAIN ST, CHEROKEE, IA 51012-1850 |
| Document Number | 2019/1069 |
| Book / Page | 2019 / 1069 |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2019 1069 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $15.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 216 W MAIN ST, CHEROKEE, IA 51012-1825 |
| Mail Care Of | MARVIN WALLACE MILLER |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $856.00 (-2.73%) | $57,710 (-) Land $7,140 Building $50,570 | $57,710 (-) Land $7,140 Building $50,570 |
| 2025 | $57,710 (+8.8%) Land $7,140 Building $50,570 | $57,710 (+8.8%) Land $7,140 Building $50,570 | |
| 2024 | $880.00 (+7.06%) | ||
| 2023 | $53,040 (+22.78%) Land $7,140 Building $45,900 | $53,040 (+22.78%) Land $7,140 Building $45,900 | |
| 2022 | $822.00 | $43,200 Land $7,140 Building $36,060 | |
| 2021 | $43,200 Land $7,140 Building $36,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 13 (2013–2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, Verizon.
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