Cherokee County property record for 115 E Main St, Cherokee, IA 51012
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 5,740 sqft · built 1919 |
| Lot Size | 0.067 acres (2,900 sqft) |
| Owner | Company Name on Record |
| Last Sale | $148,000 (Jun 2023) |
| Tax Bill | $2,184 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0734209007 |
| Primary APN | 0734209007 |
|---|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,740 sqft Gross Area |
| 1st Floor Area | 2,900 sqft |
| Basement Area | 2,900 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Brick |
| Roof Material | Urethane Foam |
| Lot Area | 2,900 sqft (0.067 acres) |
| Lot Dimensions | 100 ft deep x 29 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 115 E MAIN ST |
|---|---|
| City | CHEROKEE |
| State | IA |
| Zip | 51012-1884 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | E29' LOT 4 BLK 14 E29' LOT 4 BLK 14 LEBOURVEAUS ADD LEBOURVEAUS ADD 6420 6420 |
| Legal Range | 40W |
| Legal Township | 92N |
| Legal Section | 34 |
| Legal Subdivision | LEBOURVEAUS ADD |
| Legal Block | 14 |
| Legal Lot Number | 4 |
| Jurisdiction | CHEROKEE IA |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 80101 |
Source: Cherokee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 318 W VIEW DR, CHEROKEE, IA 51012-1618 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 28, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CENTRAL BANK |
| Jun 30, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CENTRAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on Record |
| Deed Sale | Jun 30, 2023 · Amount on Record |
| Prior Sale | Apr 1, 2008 · Amount on Record |
| Deed Document Number | 20231081 |
| Deed Book / Page | 2023 / 1081 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Property Address | 115 E MAIN ST, CHEROKEE, IA 51012-1884 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2023 |
| Name | Verified Name |
|---|---|
| Address | 318 W VIEW DR, CHEROKEE, IA 51012-1618 |
| Document Number | 02023/1055 |
|---|---|
| Date | Jun 28, 2023 |
| Book Page | 2023/1055 |
| Instrument | 2023 1055 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | CHEROKEE, IA 51012 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE IA |
| Recording Date | Jun 30, 2023 |
| Property Address | 115 E MAIN ST, CHEROKEE, IA 51012-1884 |
| Document Number | 02023/1081 |
| Book / Page | 2023 / 1081 |
| Instrument Date | Jun 28, 2023 |
| Instrument | 2023 1081 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 318 W VIEW DR, CHEROKEE, IA 51012-1618 |
| Document Number | 02023/1082 |
|---|---|
| Date | Jun 30, 2023 |
| Book Page | 2023/1082 |
| Instrument | 2023 1082 |
| Name | CENTRAL BANK |
|---|---|
| Type | Bank |
| Address | CHEROKEE, IA 51012 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cherokee County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Cherokee County |
| Municipality | Cherokee City |
| Unified School District | Cherokee Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,184.00 (-2.06%) | $147,200 (-) Land $8,630 Building $138,570 | $147,200 (-) Land $8,630 Building $138,570 |
| 2025 | $147,200 (+67.48%) Land $8,630 Building $138,570 | $147,200 (+67.48%) Land $8,630 Building $138,570 | |
| 2024 | $2,230.00 (+67.92%) | ||
| 2023 | $87,890 (+26.01%) Land $8,630 Building $79,260 | $87,890 (+26.01%) Land $8,630 Building $79,260 | |
| 2022 | $1,328.00 | $69,750 Land $8,630 Building $61,120 | |
| 2021 | $69,750 Land $8,630 Building $61,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 1, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2019–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE RWS - CHEROKEE SUBSYSTEM private · serves 3,315 people · EPA ID IA1811001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Also Mapped Here | CHEROKEE WATER SUPPLY - PLANT 1 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Northwest Communications Fixed Wireless | 100 / 20 |
May also be available: C-M-L Telephone Cooperative Association, Nextlink, Verizon.
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