118 E Bluff St, Cherokee, IA 51012 Property Records

Cherokee County property record for 118 E Bluff St, Cherokee, IA 51012 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 1890
Square Footage	1,835 sqft Living Area
Lot Size	10,800 sqft (0.247 acres)
Garage	Mixed, 1,366 sqft
Occupancy	Owner Occupied
Tax Bill	$1,974.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`0727403015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,835 sqft Living Area
1st Floor	336 sqft 1st Floor
Basement Area	840 sqft Basement
Finished Basement	625 sqft Finished
Stories	2 Stories
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1890
Architectural Style	Split Level Style
Exterior Material	Vinyl Exterior
Construction Type	Wood Frame Construction
Foundation Type	Block Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,800 sqft (0.247 acres)
Depth X Width	180 ft x 60 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,366 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	120 sqft Deck
Porch	1 Porch
Porch Area	830 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Heating Fuel	Gas Heating Fuel
Water Source	Commercial Water Source

Location & Zoning

Street Address	118 E BLUFF ST
City	CHEROKEE
State	IA
Zip	51012-1409
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 8 BLK 62 IRR CO'S 9TH ADD 6915
Legal Section	27
Legal Subdivision	IRR COS 9TH ADD
Legal Block	62
Legal Lot Number	8
Jurisdiction	CHEROKEE IA
Minor Civil Division	CHEROKEE
Census Blockgroup	2
Census Block	2062
Census Tract	80101

Owner

Source: Cherokee County records · APN 0727403015

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals Owners
Mailing Address	118 E BLUFF ST, CHEROKEE, IA 51012-1409
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Sep 18, 2008
Deed Doc Number	0020100028
Record Refreshed	Jun 08, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE IA
Property Address	118 E BLUFF ST, CHEROKEE, IA 51012-1409
Transaction Type	Mortgage
Record Updated	Apr 08, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/0947
Date	May 21, 2019
Book Page	2019/0947
Instrument	2019 0947

Lender

Name	CHEROKEE STATE BANK
Type	Bank
Address	CHEROKEE, IA 51012

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 15, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cherokee County
Municipality	Cherokee City
Unified School District	Cherokee Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$161,590 (+27.58%) Land $12,720 Building $148,870	$161,590 (+27.58%) Land $12,720 Building $148,870
2024	$1,974.00 (+22.91%)
2023		$126,660 (+35.96%) Land $12,720 Building $113,940	$126,660 (+35.96%) Land $12,720 Building $113,940
2022	$1,606.00 Homeowner's exemption	$93,160 Land $9,540 Building $83,620
2021			$93,160 Land $9,540 Building $83,620