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214 E Bluff St, Cherokee, IA 51012 Property Records

Cherokee County property record for 214 E Bluff St, Cherokee, IA 51012 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 981 sqft · built 1899
Lot Size0.125 acres (5,440 sqft)
OwnerIndividual Name on File
Last Sale$51,937 (Jan 2016)
Tax Bill$898 (2025)
Deeds & MortgagesFeb 2026 Line of Credit
Jan 2016 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0727427003

Property Details

APN / Parcel Number

Primary APN0727427003

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area981 sqft Living Area
1st Floor Area936 sqft
Basement Area468 sqft
Unfinished Basement468 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1899
Effective Year BuiltEffective 1899
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,440 sqft (0.125 acres)
Lot Dimensions106 ft deep x 43 ft wide
Garage TypeMixed
Garage Area180 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area260 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address214 E BLUFF ST
CityCHEROKEE
StateIA
Zip51012-1462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE43' LOT 11 BLK 60 9TH ADD TO NEW CHER 6893
Legal SubdivisionNINTH ADDITION
Legal Block60
Legal Lot Number11
JurisdictionCHEROKEE IA
Township / Civil DivisionCHEROKEE
Census Block Group1
Census Block1002
Census Tract80101

Owner

Source: Cherokee County records · APN 0727427003

Assessment roll updated October 7, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address214 E BLUFF ST, CHEROKEE, IA 51012-1462
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2026Intrafamily Transfer, Transfer · Line of Credit
NORTH STAR COMMUNITY CREDIT UNION
Jan 21, 2016Warranty Deed, Transfer · FHA Mortgage
WELLS FARGO BANK NA
Jul 01, 2014Warranty Deed, Transfer · Conventional Mortgage
CENTRAL BANK
Jul 22, 2013Warranty Deed, Transfer · Line of Credit
NORTH STAR COMMUNITY CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2016 · Amount on Record
Deed SaleJan 21, 2016 · Amount on Record
Prior SaleJul 01, 2014 · Amount on Record
Deed Document Number201692
Deed Book / Page2016 / 92
Last Transfer DateFeb 05, 2026
Transfer Doc0000000299
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHEROKEE IA
Recording DateFeb 09, 2026
Property Address214 E BLUFF ST, CHEROKEE, IA 51012-1462
Document Number002026/299
Book / Page2026 / 299
Instrument DateFeb 05, 2026
Instrument2026 0299
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 E BLUFF ST, CHEROKEE, IA 51012-1462

Mortgage

Document Number0020260389
DateFeb 09, 2026
Instrument2026 0389
Lender
NameNORTH STAR COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueFeb 24, 2036
Interest
Change FrequencyMonthly

January 2016: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateJan 21, 2016
Property Address214 E BLUFF ST, CHEROKEE, IA 51012-1462
Document Number02016/0092
Book / Page2016 / 0092
Instrument DateDec 16, 2015
Instrument2016 0092
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$83.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 E BLUFF ST, CHEROKEE, IA 51012-1462

Mortgage

Document Number02016/0093
DateJan 21, 2016
Book Page2016/0093
Instrument2016 0093
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2046

July 2014: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateJul 01, 2014
Property Address214 E BLUFF ST, CHEROKEE, IA 51012-1462
Document Number02014/1132
Book / Page2014 / 1132
Instrument DateJun 25, 2014
Instrument2014 1132
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$71.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 E BLUFF ST, CHEROKEE, IA 51012-1462

Mortgage

Document Number0020141133
DateJul 01, 2014
Instrument2014 1133
Lender
NameCENTRAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2044

July 2013: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE IA
Recording DateJul 22, 2013
Property Address214 E BLUFF ST, CHEROKEE, IA 51012-1462
Document Number02013/1436
Book / Page2013 / 1436
Instrument DateJul 11, 2013
Instrument2013 1436
Transaction TypeTransfer
Record UpdatedMar 19, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$73.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 E BLUFF ST, CHEROKEE, IA 51012-1462

Mortgage

Document Number0020131437
DateJul 22, 2013
Instrument2013 1437
Lender
NameNORTH STAR COMMUNITY CU
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 15, 2033

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 7, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateIowa
CountyCherokee County
MunicipalityCherokee City
Unified School DistrictCherokee Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$898.00 Homeowner's exemption$73,140 (+13.7%) Land $8,080 Building $65,060$73,140 (+13.7%) Land $8,080 Building $65,060
2024$898.00 (+14.25%)
2023$64,330 (+28.28%) Land $8,080 Building $56,250$64,330 (+28.28%) Land $8,080 Building $56,250
2022$786.00 Homeowner's exemption$50,150 Land $6,060 Building $44,090
2021$50,150 Land $6,060 Building $44,090

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (19035C), updated December 1, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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