118 Denver St, Sterling, CO 80751 Property Records

Logan County property record for 118 Denver St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,410 sqft · built 1915
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Oct 2025)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`38052532224010`

Property Details

APN / Parcel Number

Primary APN	`38052532224010`
Alternative APN	`3939000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,410 sqft Heated Area
1st Floor Area	1,004 sqft
Basement Area	325 sqft
Unfinished Basement	325 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1941
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	378 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	184 sqft
Patio Area	577 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	3939000
Street Address	118 DENVER ST
City	STERLING
State	CO
Zip	80751-4117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 23-24 BLK 44 B&M ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	B&M ADDN
Legal Block	44
Legal Lot Number	23-24
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2034
Census Tract	966300

Owner

118 Denver St is owned and occupied by an individual who bought it in October 2025.

Source: Logan County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	118 DENVER ST, STERLING, CO 80751-4117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2025	Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC
Dec 27, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2025 · Amount on File
Deed Sale	Oct 1, 2025 · Amount on File
Prior Sale	Dec 27, 2022 · Amount on File
Deed Document Number	2025777180
Deed Book / Page	1065 / 386
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Oct 1, 2025
Property Address	118 DENVER ST, STERLING, CO 80751-4117
Document Number	0000777180
Book / Page	1065 / 386
Instrument Date	Sep 29, 2025
Instrument	777180
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$27.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 DENVER ST, STERLING, CO 80751-4117

Mortgage

Document Number	0000777181
Date	Oct 1, 2025
Instrument	777181

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

Mortgage

Document Number	0000777182
Date	Oct 1, 2025
Book Page	1065/388
Instrument	777182

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 27, 2022
Property Address	118 DENVER ST, STERLING, CO 80751-4117
Document Number	0000764641
Book / Page	1052 / 832
Instrument Date	Dec 19, 2022
Instrument	764641
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	412 N 6TH ST, STERLING, CO 80751-3320

Mortgage

Document Number	0000764642
Date	Dec 27, 2022
Instrument	764642

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Mortgage

Document Number	0000764643
Date	Dec 27, 2022
Book Page	1052/834
Instrument	764643

Lender

Name	COLORADO HOUSING & FINANCE AUTHORITY
Type	Government Agency
Address	DENVER, CO 80202

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 118 Denver St was $1,011, up 59.2% from the year before.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00 (+59.21%)	$12,061 (+0.42%)	$192,986 (+7.58%) Land $31,250 Building $161,736
2024	$635.00	$12,010 (-91.18%)	$179,382 (+31.74%) Land $29,312 Building $150,070
2023		$136,160 (+1,337.8%) Land $25,000 Building $111,160	$136,160 (-) Land $25,000 Building $111,160
2022	$778.00	$9,470 Land $1,740 Building $7,730	$136,160 Land $25,000 Building $111,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 118 Denver St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Denver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

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