103 Denver St, Sterling, CO 80751 Property Records

Logan County property record for 103 Denver St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 2,848 sqft · built 1903
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Apr 2018)
Tax Bill	$1,331 (2025)
Deeds & Mortgages	Sep 2025 Transfer Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`38052532235016`

Property Details

APN / Parcel Number

Primary APN	`38052532235016`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,848 sqft Heated Area
1st Floor Area	1,087 sqft
Basement Area	1,080 sqft
Unfinished Basement	1,080 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1937
Architectural Style	Victorian
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,365 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	783 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	103 DENVER ST
City	STERLING
State	CO
Zip	80751-4116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1-3 BLK 43 B&M ADDN STERLING
Legal Range	52W
Legal Township	08N
Legal Section	32
Legal Subdivision	B&M ADDN
Legal Block	43
Legal Lot Number	1-3
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2035
Census Tract	966300

Owner

103 Denver St is owned and occupied by an individual who acquired it in January 2022.

Source: Logan County records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	103 DENVER ST, STERLING, CO 80751-4116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Quit Claim Deed, Transfer Quitclaim
Aug 6, 2021	Deed of Trust, Mortgage · Commercial Mortgage THE COUNTY LOGAN
Nov 4, 2020	Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF COLORADO
Apr 2, 2018	Warranty Deed, Transfer · Conventional Mortgage BANK OF CO
Feb 25, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Prior Sale	Jan 5, 2010 · Amount on File
Deed Document Number	2018738667
Deed Book / Page	1026 / 844
Last Transfer Date	Jan 12, 2022
Transfer Doc	0000759325
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOGAN CO
Recording Date	Sep 17, 2025
Property Address	103 DENVER ST, STERLING, CO 80751-4116
Document Number	0000776948
Book / Page	1065 / 154
Instrument Date	Aug 20, 2025
Instrument	776948
Transaction Type	Transfer
Record Updated	Oct 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 DENVER ST, STERLING, CO 80751-4116

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	103 DENVER ST, STERLING, CO 80751-4116
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 DENVER ST, STERLING, CO 80751-4116

Mortgage

Document Number	0000756662
Date	Aug 6, 2021
Book Page	1044/850
Instrument	756662

Lender

Name	THE COUNTY LOGAN
Type	Government Agency

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 15, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	103 DENVER ST, STERLING, CO 80751-4116
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000752042
Date	Nov 4, 2020
Book Page	1040/225
Instrument	752042

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 1, 2025

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	103 DENVER ST, STERLING, CO 80751-4116
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000751760
Date	Oct 15, 2020
Book Page	1039/943
Instrument	751760

Lender

Name	BANK OF COLORADO
Type	Bank
Address	STERLING, CO 80751

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Sep 30, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Apr 2, 2018
Property Address	103 DENVER ST, STERLING, CO 80751-4116
Document Number	0000738667
Book / Page	001026 / 000844
Instrument Date	Apr 2, 2018
Instrument	738667
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 DENVER ST STERLING CO 807514116, STERLING, CO 80751-4116

Mortgage

Document Number	738668
Date	Apr 2, 2018
Book Page	001026/000845
Instrument	738668

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOGAN CO
Property Address	103 DENVER ST, STERLING, CO 80751-4116
Document Number	0000732884
Book / Page	001021 / 000057
Instrument Date	Feb 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 DENVER ST STERLING CO 807514116, STERLING, CO 80751-4116

Mortgage

Document Number	0000732884
Date	Mar 7, 2017
Book Page	001021/000057
Instrument	732884

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 103 Denver St was $1,331, down 8% from the year before.

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,331.00 (-7.95%)	$15,880 (-29.95%)	$254,077 (-24.9%) Land $46,875 Building $207,202
2024	$1,446.00 (+16.71%)	$22,670 (-91.13%)	$338,299 (+32.4%) Land $43,969 Building $294,330
2023	$1,239.00 (-15.25%)	$255,520 (+1,338.74%) Land $37,500 Building $218,020	$255,520 (-) Land $37,500 Building $218,020
2022	$1,462.00	$17,760 Land $2,610 Building $15,150	$255,520 Land $37,500 Building $218,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Denver St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AO, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1997)
Most Recent Claim	Jul 1997 · Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides
Claims by Event	Severe Storms, Heavy Rain, Flash Floods, Flooding, Mudslides, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Denver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kentec Communications Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Vistabeam.

Nearby Properties on Denver St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures