Lafayette County property record for 118 Cypress Cir, Oxford, MS 38655
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,217 sqft · built 2005 |
| Lot Size | 0.029 acres (1,304 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,400 (May 2021) |
| Tax Bill | $2,744 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 146W-13-017.16 |
| Primary APN | 146W-13-017.16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| 1st Floor Area | 1,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,304 sqft (0.029 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27344 |
|---|---|
| Street Address | 118 CYPRESS CIR |
| City | OXFORD |
| State | MS |
| Zip | 38655-9031 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 17 CYPRESS GLENN CONDOS PREV APN: 087 -13-108 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 13 |
| Legal Subdivision | CYPRESS GLENN CONDOS |
| Legal Unit | 17 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950303 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 708 LONG MEADOW DR, OXFORD, MS 38655-9792 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2021 · Amount on Record |
| Deed Sale | May 26, 2021 · Amount on Record |
| Prior Sale | Nov 7, 2005 · Amount on Record |
| Deed Document Number | 20215609 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Apr 13, 2026 |
| Property Address | 118 CYPRESS CIR, OXFORD, MS 38655-9031 |
| Document Number | 0000002844 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20262844 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 708 LONG MEADOW DR, OXFORD, MS 38655-9792 |
| Document Number | 0000002844, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20262844 |
| Name | BANKPLUS |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 27, 2031 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,744.00 (+19.77%) | $21,093 (+19.76%) | $140,620 (+19.77%) Land $30,000 Building $110,620 |
| 2023 | $2,291.00 | $17,612 | $117,410 Land $30,000 Building $87,410 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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