Lafayette County property record for 115 Cypress Cir, Oxford, MS 38655
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 2006 |
| Lot Size | 0.029 acres (1,304 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $173,000 (Aug 2020) |
| Tax Bill | $3,068 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146W-13-017.10 |
| Primary APN | 146W-13-017.10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 1,363 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 1,304 sqft (0.029 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 27338 |
|---|---|
| Street Address | 115 CYPRESS CIR |
| City | OXFORD |
| State | MS |
| Zip | 38655-9033 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 11 CYPRESS GLENN CONDOS PREV APN: 087 -13-102 |
| Legal Range | 04W |
| Legal Township | 08S |
| Legal Section | 13 |
| Legal Subdivision | CYPRESS GLENN CONDOS |
| Legal Unit | 11 |
| Jurisdiction | LAFAYETTE MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 950404 |
Source: Lafayette County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 641, OXFORD, MS 38655-0641 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMERCIAL BANK |
| Jun 8, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMERCIAL BANK |
| Aug 4, 2020 | Condominium Deed, Transfer · Conventional Mortgage COMMUNITY MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2020 · Amount on Record |
| Deed Sale | Aug 4, 2020 · Amount on Record |
| Prior Sale | Aug 30, 2007 · Amount on Record |
| Deed Document Number | 20206972 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 115 CYPRESS CIR, OXFORD, MS 38655-9033 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202109950 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 202109950 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 9, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Property Address | 115 CYPRESS CIR, OXFORD, MS 38655-9033 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202106130 |
|---|---|
| Date | Jun 8, 2021 |
| Instrument | 202106130 |
| Name | FIRST COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39211 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 5, 2026 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | LAFAYETTE MS |
| Recording Date | Aug 4, 2020 |
| Property Address | 115 CYPRESS CIR, OXFORD, MS 38655-9033 |
| Document Number | 202006972 |
| Map Reference | CAB B SL 141 |
| Instrument Date | Jul 31, 2002 |
| Instrument | 202006972 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 HICKORY LN, 106, PONTOTOC, MS 38863-7215 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | PO BOX 641, OXFORD, MS 38655-0641 |
| Document Number | 202006974 |
|---|---|
| Date | Aug 4, 2020 |
| Instrument | 202006974 |
| Name | COMMUNITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
Source: Lafayette County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lafayette County |
| Municipality | Oxford City |
| Unified School District | Oxford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,068.00 (+20.46%) | $23,585 (+20.45%) | $157,230 (+20.45%) Land $30,000 Building $127,230 |
| 2023 | $2,547.00 | $19,581 | $130,540 Land $30,000 Building $100,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 59% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OXFORD serves 28,500 people · EPA ID MS0360011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Buckeye Cablesystem Fiber · Cable | 10,000 / 10,000 |
| North East Fiber Fiber | 2,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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