Claiborne County property record for 118 Cumberland Rd, Harrogate, TN 37752
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 808 sqft · built 1982 |
| Lot Size | 0.85 acres (37,026 sqft) |
| Owner | Individual Name on File |
| Last Sale | $92,600 (Jun 2023) |
| Tax Bill | $542 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 029C C 00300 |
| Primary APN | 029C C 00300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 808 sqft Living Area |
| 1st Floor Area | 808 sqft |
| Basement Area | 748 sqft |
| Finished Basement | 528 sqft |
| Unfinished Basement | 220 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 37,026 sqft (0.85 acres) |
| Lot Dimensions | 315 ft deep x 156 ft wide |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 118 CUMBERLAND RD |
|---|---|
| City | HARROGATE |
| State | TN |
| Zip | 37752-7711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: H02 |
| Legal Subdivision | CUMBERLAND HEIGHTS I |
| Legal Lot Number | 3 2 |
| Jurisdiction | CLAIBORNE TN |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970100 |
118 Cumberland Rd is owned by an individual who bought it in June 2023.
Source: Claiborne County records, as of January 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 107 LINCOLN DR, HARROGATE, TN 37752-6947 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2023 · Amount on File |
| Deed Sale | Jun 30, 2023 · Amount on File |
| Deed Document Number | 23008517 |
| Deed Book / Page | 1636 / 437 |
| Record Updated | Jun 8, 2026 |
Source: Claiborne County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Claiborne County |
| Municipality | Harrogate City |
| Unified School District | Claiborne County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,150 Land $3,775 Building $19,375 | ||
| 2024 | $542.00 | ||
| 2022 | $463.00 | $23,150 Land $3,775 Building $19,375 | $92,600 Land $15,100 Building $77,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 118 Cumberland Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2002–2020) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 118 Cumberland Rd is moderate, ranking above 69% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Point Broadband Fiber | 1,000 / 1,000 |
| MountaiNet Telephone Company Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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