104 Cumberland Rd, Harrogate, TN 37752 Property Records

Claiborne County property record for 104 Cumberland Rd, Harrogate, TN 37752

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,112 sqft · built 1979
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Last Sale	$17,075 (Feb 2009)
Tax Bill	$541 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Oct 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`029C C 00101`

Property Details

APN / Parcel Number

Primary APN	`029C C 00101`
Alternative APN	`013029C C 00101`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1990
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,117 sqft (0.37 acres)
Lot Dimensions	140 ft deep x 199 ft wide
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	104 CUMBERLAND RD
City	HARROGATE
State	TN
Zip	37752-7711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: H02
Legal Subdivision	CUMBERLAND HEIGHTS I
Legal Lot Number	1
Jurisdiction	CLAIBORNE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1007
Census Tract	970100

Owner

Source: Claiborne County assessment roll, as of January 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	104 CUMBERLAND RD, HARROGATE, TN 37752-7711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK
Oct 5, 2018	Loan Modification, Mortgage COMMERCIAL BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2009 · Amount on Record
Deed Sale	Feb 13, 2009 · Amount on Record
Prior Sale	Oct 5, 2007 · Amount on Record
Deed Book / Page	1281 / 87
Transfer Doc	0000128187
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAIBORNE TN
Property Address	104 CUMBERLAND RD, HARROGATE, TN 37752-7711
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CUMBERLAND RD, HARROGATE, TN 37752-7711
Investor	Possibly a Property Investor

Mortgage

Document Number	0000164451
Date	Oct 19, 2023
Book Page	1644/51
Instrument	23009860

Lender

Name	COMMERCIAL BANK
Type	Bank
Address	NEW TAZEWELL, TN 37825

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 13, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAIBORNE TN
Property Address	104 CUMBERLAND RD, HARROGATE, TN 37752-7711
Document Number	1507323
Instrument Date	Oct 5, 2018
Transaction Type	Mortgage
Record Updated	Oct 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 CUMBERLAND RD HARROGATE TN 377527711, HARROGATE, TN 37752-7711

Mortgage

Document Number	1507323
Date	Oct 17, 2018
Book Page	001507/000323
Instrument	3579

Lender

Name	COMMERCIAL BK
Type	Bank
Address	HARROGATE, TN 37752

Agreement

Term	120 Months
Due	Oct 16, 2028

Tax Assessment & Valuation

Source: Claiborne County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Claiborne County
Municipality	Harrogate City
Unified School District	Claiborne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$541.00 (+16.85%)	$23,125 (-) Land $2,775 Building $20,350
2022	$463.00	$23,125 Land $2,775 Building $20,350	$92,500 Land $11,100 Building $81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2002–2020)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Feb 2020 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 93% of Tennessee
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARTHUR-SHAWANEE UTILITY DISTRICT serves 10,037 people · EPA ID TN0000022
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	2,000 / 50
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Scott County Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cumberland Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures