Pender County property record for 118 Cove Side Ln, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,611 sqft · built 2005 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $330,000 (Jul 2007) |
| Tax Bill | $4,106 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 4224-14-1011-0000 |
| Primary APN | 4224-14-1011-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,611 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Foundation Type | Raised |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Porch | Porch |
| Porch Area | 479 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 400902558 |
|---|---|
| Old Parcel Number | 4224 14 1011 0000 |
| Street Address | 118 COVE SIDE LN |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | L 9,PB 39/87, PELICAN SOUND |
| Legal Subdivision | PELICAN SOUND |
| Legal Lot Number | 9 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 920201 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 118 COVE SIDE LN, HAMPSTEAD, NC 28443-3812 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2007 · Amount on Record |
| Deed Sale | Jul 27, 2007 · Amount on Record |
| Prior Sale | Aug 4, 2005 · Amount on Record |
| Deed Document Number | 0002953282 |
| Deed Book / Page | 295 / 3282 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 118 COVE SIDE LN, HAMPSTEAD, NC 28443-3812 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Title Company | SERVICELINK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0047952606 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 4795/2606 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,106.00 (+13.27%) | $522,694 (+23.78%) Land $63,053 Building $459,641 | $522,694 (+23.78%) Land $63,053 Building $459,641 |
| 2023 | $422,292 (-) Land $127,880 Building $294,412 | $422,292 (-) Land $127,880 Building $294,412 | |
| 2022 | $3,625.00 | $422,292 Land $127,880 Building $294,412 | $422,292 Land $127,880 Building $294,412 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 167 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 167 in force |
| Nearby Flood Claims | 74 (1996–2018) |
| Claims Outside the SFHA | 27 of 74 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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