117 Cove Side Ln, Hampstead, NC 28443 Property Records

Pender County property record for 117 Cove Side Ln, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,363 sqft · built 2022
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$110,000 (Dec 2021)
Tax Bill	$6,072 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Dec 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4224-14-2235-0000`

Property Details

APN / Parcel Number

Primary APN	`4224-14-2235-0000`
Alternative APNs	`000043494` `938167`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,363 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Foundation Type	No Foundation
Lot Area	20,038 sqft (0.46 acres)
Pool Area	240 sqft
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	000043494
Street Address	117 COVE SIDE LN
City	HAMPSTEAD
State	NC
Zip	28443-3812
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	L28,PB 39/87 PELICAN SOUND
Legal Subdivision	PELICAN SOUND
Legal Lot Number	28
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	1
Census Block	1015
Census Tract	920201

Owner

Source: Pender County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	119 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Construction Mortgage LOWER LLC
Dec 7, 2021	Warranty Deed, Transfer
Feb 4, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on Record
Deed Sale	Dec 7, 2021 · Amount on Record
Prior Sale	Jun 3, 2011 · Amount on Record
Deed Book / Page	4773 / 1350
Prior Transfer Date	Jan 29, 2019
Prior Transfer Doc	0046781768
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	117 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Transaction Type	Mortgage
Record Updated	Nov 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047830206
Date	Mar 21, 2022
Book Page	4783/206

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	157 Months
Due	Apr 15, 2035

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 7, 2021
Property Address	117 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0047731350
Book / Page	4773 / 1350
Map Reference	MB 39 PG 87
Instrument Date	Dec 4, 2021
Transaction Type	Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 MEGHANN LN, LOWELL, MA 01852-1552

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Investor	Possibly a Property Investor

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PENDER NC
Recording Date	Feb 4, 2019
Property Address	117 COVE SIDE LN, HAMPSTEAD, NC 28443-3812
Document Number	0046781768
Book / Page	004678 / 001768
Instrument Date	Jan 29, 2019
Instrument	20045292
Transaction Type	Transfer
Record Updated	Feb 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	610 SCHOOL ST LOWELL MA 018512612, LOWELL, MA 01851-2612

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,072.00 (+494.71%)	$636,402 (+1.4%) Land $56,805 Building $579,597	$636,402 (+1.4%) Land $56,805 Building $579,597
2023		$627,618 (+411.48%) Land $122,707 Building $504,911	$627,618 (+411.48%) Land $122,707 Building $504,911
2022	$1,021.00	$122,707 Land $122,707	$122,707 Land $122,707

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	74 (1996–2018)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 27 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims Hurricane Fran, Sep 1996 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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