118 Chaplin St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 118 Chaplin St, Pawtucket, RI 02861

Property Summary

Property Type	Triplex
Details	8 bd · 4 ba · 3,014 sqft · built 1880
Lot Size	0.098 acres (4,250 sqft)
Owner	Individual Name on File
Last Sale	$642,000 (Feb 2026)
Tax Bill	$6,280 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:10 L:0696`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:10 L:0696`
Alternative APN	`100696`

Interior

Bedrooms	8 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Units	3 Units
Stories	3 Stories
Building Area	3,014 sqft Living Area
Gross Area	4,729 sqft
1st Floor Area	1,246 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,250 sqft (0.098 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	100696
Street Address	118 CHAPLIN ST
City	PAWTUCKET
State	RI
Zip	02861-1769
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RT
Legal Lot Number	696
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2001
Census Tract	15600

Owner

118 Chaplin St, a triplex, is owned by an individual who bought it in February 2026.

Source: Pawtucket City records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	15 APPLEGATE LN, PROVIDENCE, RI 02905-1513
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage RHODE ISLAND HOUSING & MTG FIN CORP
Aug 9, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 5, 2026	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Dec 16, 2019	Warranty Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Dec 16, 2019 · Amount on File
Deed Document Number	202654
Deed Book / Page	5292 / 132
Transfer Doc	3954-192
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	118 CHAPLIN ST, PAWTUCKET, RI 02861-1769
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005292-150
Date	Feb 5, 2026
Book Page	5292/150
Instrument	56

Lender

Name	RHODE ISLAND HOUSING & MTG FIN CORP

Agreement

Amount	Amount on Record

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	118 CHAPLIN ST, PAWTUCKET, RI 02861-1769
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005012-113
Date	Aug 9, 2023
Book Page	5012/113
Instrument	35

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Sep 1, 2050

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Feb 5, 2026
Property Address	118 CHAPLIN ST, PAWTUCKET, RI 02861-1769
Document Number	005292-132
Book / Page	5292 / 132
Instrument Date	Feb 5, 2026
Instrument	54
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 APPLEGATE LN, PROVIDENCE, RI 02905-1513

Mortgage

Document Number	0000000055
Date	Feb 5, 2026
Instrument	55

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Dec 16, 2019
Property Address	118 CHAPLIN ST, PAWTUCKET, RI 02861-1769
Document Number	4459-299
Book / Page	4459 / 299
Instrument Date	Dec 16, 2019
Instrument	118
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CHAPLIN ST, PAWTUCKET, RI 02861-1769

Mortgage

Document Number	119
Date	Dec 16, 2019
Instrument	119

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 118 Chaplin St was $6,280.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,280.00	$477,600 Land $120,100 Building $357,500
2023	$5,594.00 (+2.17%)	$330,200 (-) Land $75,100 Building $255,100
2022	$5,475.00	$330,200 Land $75,100 Building $255,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 118 Chaplin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 118 Chaplin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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