115 Chaplin St, Pawtucket, RI 02861 Property Records

Pawtucket City property record for 115 Chaplin St, Pawtucket, RI 02861

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,230 sqft · built 1910
Lot Size	0.108 acres (4,723 sqft)
Owner	Individual Name on File
Last Sale	$2,846 (Jul 2024)
Tax Bill	$4,282 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`PAWT M:10 L:0434`

Property Details

APN / Parcel Number

Primary APN	`PAWT M:10 L:0434`
Alternative APN	`100434`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,230 sqft Living Area
Gross Area	2,222 sqft
1st Floor Area	712 sqft
Basement Area	648 sqft
Unfinished Basement	648 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,723 sqft (0.108 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	100434
Street Address	115 CHAPLIN ST
City	PAWTUCKET
State	RI
Zip	02861-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Lot Number	434
Jurisdiction	PAWTUCKET RI
Township / Civil Division	PAWTUCKET
Census Block Group	2
Census Block	2004
Census Tract	15600

Owner

115 Chaplin St is owned and occupied by an individual who acquired it in July 2025.

Source: Pawtucket City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	115 CHAPLIN ST, PAWTUCKET, RI 02861-1705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 10, 2024	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 28, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Nov 15, 2021	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Jun 14, 2018	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Jun 14, 2018 · Amount on File
Deed Book / Page	5106 / 109
Last Transfer Date	Jul 10, 2025
Transfer Doc	0005225-11
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	115 CHAPLIN ST, PAWTUCKET, RI 02861-1705
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005030-157
Date	Oct 17, 2023
Book Page	5030/157
Instrument	47

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	115 CHAPLIN ST, PAWTUCKET, RI 02861-1705
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005077-161
Date	Apr 10, 2024
Book Page	5077/161
Instrument	38

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	May 1, 2048

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	115 CHAPLIN ST, PAWTUCKET, RI 02861-1705
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005197-282
Date	Apr 28, 2025
Book Page	5197/282
Instrument	25

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	May 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	115 CHAPLIN ST, PAWTUCKET, RI 02861-1705
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004784-280
Date	Nov 15, 2021
Book Page	4784/280
Instrument	68

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2048

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAWTUCKET RI
Property Address	115 CHAPLIN ST, PAWTUCKET, RI 02861-1705
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4784-280
Date	Nov 15, 2021
Book Page	4784/280
Instrument	68

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Dec 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PAWTUCKET RI
Recording Date	Jun 14, 2018
Property Address	115 CHAPLIN ST, PAWTUCKET, RI 02861-1705
Document Number	4240-170
Book / Page	4240 / 170
Instrument	46
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28.79
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	42400171
Date	Jun 14, 2018
Instrument	04240/0171

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 115 Chaplin St was $4,282.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Pawtucket City
Unified School District	Pawtucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,282.00	$325,600 Land $121,800 Building $203,800	$398,192
2023	$3,983.00 (+2.18%)	$235,100 (-) Land $76,200 Building $158,900
2022	$3,898.00	$235,100 Land $76,200 Building $158,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 Chaplin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 115 Chaplin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,055 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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