118 Central Ave, Berea, KY 40403 Property Records

Madison County property record for 118 Central Ave, Berea, KY 40403

Property Summary

Property Type	Duplex
Details	2,284 sqft
Lot Size	0.166 acres (7,260 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Mar 2020)
Tax Bill	$1,525 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B010-0016-0002`

Property Details

APN / Parcel Number

Primary APN	`B010-0016-0002`
Alternative APNs	`128614` `91474` `58286`

Interior

Stories	2 Stories
Building Area	2,284 sqft Living Area

Exterior

Architectural Style	Duplex Single
Exterior Material	Brick
Lot Area	7,260 sqft (0.166 acres)

Location & Zoning

Account Number	58286
Street Address	118 CENTRAL AVE
City	BEREA
State	KY
Zip	40403-1822
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	EAST BEREA ADDT LOT 20-22
Legal Subdivision	EAST BEREA ADD
Legal Lot Number	20-22
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2003
Census Tract	11304

Owner

118 Central Ave, a duplex, is owned by an individual who bought it in March 2020.

Source: Madison County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	118 CENTRAL AVE, 2, BEREA, KY 40403-1822
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2020 · Amount on File
Deed Sale	Mar 26, 2020 · Amount on File
Prior Sale	Jul 1, 2009 · Amount on File
Deed Document Number	202014009462
Deed Book / Page	786 / 106
Record Updated	Sep 20, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Mar 26, 2020
Property Address	118 CENTRAL AVE, BEREA, KY 40403-1822
Document Number	D00786/106
Book / Page	D00786 / 106
Map Reference	MB 5 PG 254
Instrument Date	Mar 25, 2020
Instrument	2014009462
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$128.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 OAK ST, 420, BEREA, KY 40403-1423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CENTRAL AVE # 2, 2, BEREA, KY 40403-1822

Mortgage

Document Number	2014009463
Date	Mar 26, 2020
Instrument	2014009463

Lender

Name	THOMAS F PRICE ETAL
Type	Private Party

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 118 Central Ave was $1,525.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,525.00	$128,000	$128,000
2023	$1,674.00	$128,000	$128,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 118 Central Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2010–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 118 Central Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people · EPA ID KY0760030
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20