112 Central Ave, Berea, KY 40403 Property Records

Madison County property record for 112 Central Ave, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	1,068 sqft
Owner	Individual Name on File
Last Sale	$77,000 (Aug 2019)
Tax Bill	$1,025 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B010-0015-0006`

Property Details

APN / Parcel Number

Primary APN	`B010-0015-0006`
Alternative APNs	`106311` `143634` `73816`

Interior

Stories	1 Story
Building Area	1,068 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl

Location & Zoning

Account Number	73816
Street Address	112 CENTRAL AVE
City	BEREA
State	KY
Zip	40403-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST BEREA ADDT LOT 18 & 19 BLK A
Legal Subdivision	EAST BEREA ADD
Legal Block	A
Legal Lot Number	18,19
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	2
Census Block	2003
Census Tract	11304

Owner

Source: Madison County records · APN B010-0015-0006

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	112 CENTRAL AVE, BEREA, KY 40403-1822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	2013997348
Deed Book / Page	D00777 / 399
Record Updated	Jun 08, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 20, 2019
Property Address	112 CENTRAL AVE, BEREA, KY 40403-1822
Document Number	D00777/399
Book / Page	D00777 / 399
Map Reference	MB 1 PG 79
Instrument Date	Aug 15, 2019
Instrument	2013997348
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$77.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	120 WESTWOOD DR, 120, BEREA, KY 40403-9441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 CENTRAL AVE, BEREA, KY 40403-1822

Mortgage

Document Number	2013997349
Date	Aug 20, 2019
Instrument	2013997349

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
Municipality	Berea City
County	Madison County
Unified School District	Berea Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,025.00 (+1.79%) Additional exemption filed	$86,000 (+11.69%)	$86,000 (+11.69%)
2023	$1,007.00	$77,000	$77,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), as of December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510113042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (2010–2026)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Uniti Group Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 182 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system KY0760030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEREA MUNICIPAL UTILITIES private · serves 9,972 people
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.