118 Carter Rd, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 118 Carter Rd, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	4 bd · 9 ba · 2,490 sqft · built 1993
Lot Size	0.73 acres (31,799 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (May 2020)
Tax Bill	$5,688 (2023)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`884721377001`

Property Details

APN / Parcel Number

Primary APN	`884721377001`

Interior

Bedrooms	4 Beds
Full Baths	9 Baths
Half Baths	6 Half Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,490 sqft Living Area
1st Floor Area	704 sqft
Basement Area	1,978 sqft
Finished Basement	1,528 sqft
Flooring	Vinyl Sheet/Linoleum
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	160 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	118 CARTER RD
City	SERGEANT BLUFF
State	IA
Zip	51054-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLEN ELLEN 3RD LOT6 BLK3 21-88-47
Legal Range	47
Legal Township	88
Legal Section	21
Legal Subdivision	WOODBURY TOWNSHIP
Legal Block	3,21-88
Legal Lot Number	6
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	1
Census Block	1057
Census Tract	3302

Owner

Source: Woodbury County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	118 CARTER RD, SERGEANT BLUFF, IA 51054-8044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Line of Credit SIOUXLAND FCU
Jul 28, 2017	Deed of Trust, Mortgage SIOUX VALLEY COMMUNITY CU
May 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Deed Document Number	2020-05961
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	118 CARTER RD, SERGEANT BLUFF, IA 51054-8044
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007995
Date	Aug 22, 2023
Instrument	2023-07995

Lender

Name	SIOUXLAND FCU
Type	Credit Union
Address	SOUTH SIOUX CITY, NE 68776

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 28, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	118 CARTER RD, SERGEANT BLUFF, IA 51054-8044
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001025
Date	Jul 28, 2017
Book Page	753/12187
Instrument	01025

Lender

Name	SIOUX VALLEY COMMUNITY CU
Type	Credit Union
Address	SIOUX CITY, IA 51101

Agreement

Amount	Amount Recorded
Term	66 Months
Due	Jan 20, 2023

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WOODBURY IA
Recording Date	May 20, 2020
Property Address	118 CARTER RD, SERGEANT BLUFF, IA 51054-8044
Document Number	0000005961
Instrument Date	May 9, 2020
Instrument	2020-05961
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$541.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CARTER RD, SERGEANT BLUFF, IA 51054-8044

Mortgage

Document Number	0000005962
Date	May 20, 2020
Instrument	2020-05962

Lender

Name	FLAGSTAR BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$480,150 (-15.48%) Land $28,800 Building $451,350	$480,150 (-15.48%) Land $28,800 Building $451,350
2023	$5,688.00 (+20.71%) Homeowner's exemption	$568,120 Land $19,000 Building $549,120	$568,120 Land $19,000 Building $549,120
2022	$4,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Fiber	1,000 / 1,000
AMG Technology Investment Group Fixed Wireless	300 / 75

May also be available: Hawkeye Topco Holdings.

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