105 Carter Rd, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 105 Carter Rd, Sergeant Bluff, IA 51054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,058 sqft · built 1975
Lot Size2 acres (87,120 sqft)
OwnerCompany on Record
Tax Bill$2,352 (2023)
Deeds & MortgagesMay 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN884721376003

Property Details

APN / Parcel Number

Primary APN884721376003

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,058 sqft Living Area
1st Floor Area988 sqft
Basement Area988 sqft
Finished Basement832 sqft
SunroomSunroom
FlooringVinyl Sheet/Linoleum
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Architectural StyleSplit Foyer
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,120 sqft (2 acres)
Garage TypeAttached
Garage Area488 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address105 CARTER RD
CitySERGEANT BLUFF
StateIA
Zip51054-8045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA 2 ACRE TCT IN SESW 21-88-47
Legal Range47
Legal Township88
Legal Section21
Legal SubdivisionWOODBURY TOWNSHIP
JurisdictionWOODBURY IA
Township / Civil DivisionWOODBURY
Census Block Group1
Census Block1057
Census Tract3302

Owner

Source: Woodbury County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address105 CARTER RD, SERGEANT BLUFF, IA 51054-8045
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateDec 14, 2016
Transfer Doc0000007010
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address105 CARTER RD, SERGEANT BLUFF, IA 51054-8045
Transaction TypeMortgage
Record UpdatedOct 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012828
DateMay 12, 2017
Book Page752/8676
Instrument12828
Lender
NameMIDWEST COMMUNITY CU
TypeCredit Union
AddressSIOUX CITY, IA 51106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term66 Months
DueNov 5, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWoodbury County
Unified School DistrictSergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$256,810 (+3.54%) Land $60,000 Building $196,810$256,810 (+3.54%) Land $60,000 Building $196,810
2023$2,352.00 (+5.66%) Homeowner's exemption$248,020 Land $40,000 Building $208,020$248,020 Land $40,000 Building $208,020
2022$2,226.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 78% of the US · above 99.5% of Iowa
Wildfire Likelihood0.3% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
300 / 75

May also be available: ImOn Communications.

Nearby Properties on Carter Rd

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