118 Cap Ln, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 118 Cap Ln, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1951
Lot Size	0.138 acres (5,998 sqft)
Owner	Individual Name on Record
Last Sale	$326,400 (Oct 2023)
Tax Bill	$7,231 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-00237-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`10-00237-0000-00018`
Alternative APN	`100023700018`

Interior

Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide

Location & Zoning

Street Address	118 CAP LN
City	MIDDLESEX
State	NJ
Zip	08846-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60A
Legal Description	60X100
Legal Block	237
Legal Lot Number	18
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	4
Census Block	4005
Census Tract	200

Owner

Source: Middlesex County and Middlesex Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	118 CAP LN, MIDDLESEX, NJ 08846-2163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC
Oct 16, 2023	Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Sep 4, 2020	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 11, 2017	Trustee's Deed, Foreclosure YANKEE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023 · Amount on Record
Deed Sale	Oct 16, 2023 · Amount on Record
Prior Sale	Sep 4, 2020 · Amount on Record
Deed Document Number	202361002
Deed Book / Page	19321 / 515
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 29, 2026
Property Address	118 CAP LN, MIDDLESEX, NJ 08846-2163
Document Number	0000027409
Book / Page	20011 / 789
Instrument Date	Apr 23, 2026
Instrument	202627409
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CAP LN, MIDDLESEX, NJ 08846-2163

Mortgage

Document Number	0000027409,
Date	Apr 29, 2026
Book Page	20011/789
Instrument	202627409

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 16, 2023
Property Address	118 CAP LN, MIDDLESEX, NJ 08846-2163
Document Number	0000061002
Book / Page	19321 / 515
Instrument Date	Sep 15, 2023
Instrument	2023061002
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	NOT AVAILABLE, AGLOBAL TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,921.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1119 DEBRA DR, LINDEN, NJ 07036-6103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CAP LN, MIDDLESEX, NJ 08846-2163

Mortgage

Document Number	0000061003
Date	Oct 16, 2023
Instrument	2023061003

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Sep 4, 2020
Property Address	118 CAP LN, MIDDLESEX, NJ 08846-2163
Document Number	2020082822
Book / Page	18015 / 707
Instrument Date	Aug 3, 2020
Instrument	2020082822
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	COASTAL TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,114.40
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3630 PEACHTREE RD NE STE 1500, 3630, ATLANTA, GA 30326-1598

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 CAP LN, MIDDLESEX, NJ 08846-2163

Mortgage

Document Number	2020082823
Date	Sep 4, 2020
Instrument	2020082823

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jan 11, 2017
Property Address	118 CAP LN, MIDDLESEX, NJ 08846-2163
Document Number	0000000678
Book / Page	006918 / 000595
Instrument Date	Sep 28, 2016
Instrument	678
Transaction Type	Foreclosure
Record Updated	Feb 24, 2017
Title Company	YANKEE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,400 (+8%) Land $124,200 Building $244,200	$368,400 (+8%) Land $124,200 Building $244,200
2025	$7,231.00 (-3.29%)	$341,100 (+5.57%) Land $124,200 Building $216,900	$341,100 (+5.57%) Land $124,200 Building $216,900
2024	$7,477.00 (+7.23%)
2023		$323,100 (+358.3%) Land $124,200 Building $198,900	$323,100 (+358.3%) Land $124,200 Building $198,900
2022	$6,973.00	$70,500 Land $29,400 Building $41,100	$70,500 Land $29,400 Building $41,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Nearby Flood Policies	92 in force
Nearby Flood Claims	606 (1979–2025)
Claims Outside the SFHA	17 of 606
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 133 claims Severe Storms And Flooding, Mar 2010 · 160 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 92 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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