Middlesex County and Middlesex Borough property record for 108 Cap Ln, Middlesex, NJ 08846 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,024 sqft · built 1962 |
| Lot Size | 0.221 acres (9,605 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Nov 2014) |
| Tax Bill | $8,355 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2024 Mortgage + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 10-00245-0000-00017 |
| Primary APN | 10-00245-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,024 sqft Living Area |
| 1st Floor Area | 1,024 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 9,605 sqft (0.221 acres) |
| Lot Dimensions | 159 ft deep x 12 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 108 CAP LN |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 60.12X159.76 |
| Legal Subdivision | GREEN MEADOWS |
| Legal Block | 245 |
| Legal Lot Number | 17 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 200 |
Source: Middlesex County and Middlesex Borough records · APN 10-00245-0000-00017
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage OUTAMATION INC |
| Mar 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Jan 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 22, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jan 09, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Oct 19, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Feb 09, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on Record |
| Deed Sale | Nov 26, 2014 · Amount on Record |
| Prior Sale | Mar 30, 2007 · Amount on Record |
| Deed Document Number | 201421 |
| Deed Book / Page | 6638 / 152 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000076400 |
|---|---|
| Date | Dec 11, 2025 |
| Book Page | 19900/741 |
| Instrument | 2025076400 |
| Name | OUTAMATION INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 01, 2065 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 05, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000015323 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | 19421/728 |
| Instrument | 2024015323 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 23445 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000012917 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 18812/210 |
| Instrument | 2022012917 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2021 |
| Name | Verified Name |
|---|---|
| Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000024442 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 18297/1567 |
| Instrument | 2021024442 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Feb 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000010873 |
| Instrument Date | Jan 09, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 108 CAP LN MIDDLESEX NJ 088462138, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000010873 |
|---|---|
| Date | Feb 03, 2020 |
| Book Page | 017770/000929 |
| Instrument | 10873 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000003795 |
| Instrument Date | Oct 19, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 108 CAP LN MIDDLESEX NJ 088462138, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000003795 |
|---|---|
| Date | Nov 16, 2017 |
| Book Page | 017010/001165 |
| Instrument | 3795 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 108 CAP LN, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000005389 |
| Book / Page | 016682 / 000281 |
| Instrument Date | Feb 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2017 |
| Title Company | NORTH STAR SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 108 CAP LN MIDDLESEX NJ 088462138, MIDDLESEX, NJ 08846-2138 |
| Document Number | 0000005389 |
|---|---|
| Date | Feb 23, 2017 |
| Book Page | 016682/000281 |
| Instrument | 5389 |
| Name | FINANCIAL FREEDOM MTG |
|---|---|
| Address | MARLTON, NJ 08053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 22, 2047 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $419,900 (+6.55%) Land $133,700 Building $286,200 | $419,900 (+6.55%) Land $133,700 Building $286,200 | |
| 2025 | $8,355.00 (+3%) | $394,100 (+12.41%) Land $133,700 Building $260,400 | $394,100 (+12.41%) Land $133,700 Building $260,400 |
| 2024 | $8,112.00 (+3.17%) | ||
| 2023 | $350,600 Land $133,700 Building $216,900 | $350,600 Land $133,700 Building $216,900 | |
| 2022 | $7,863.00 |
Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230002004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 92 individual NFIP policies nearby |
| Nearby Flood Policies | 92 in force 78 of 92 on primary residences |
| Nearby Flood Claims | 606 (1979–2025) |
| Claims Outside the SFHA | 17 of 606 |
| Most Recent Claim | Jul 2025, rainfall accumulation |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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