118 Bray St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 118 Bray St, Gloucester, MA 01930

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,608 sqft · built 2018
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on Record
Last Sale	$832,500 (Dec 2018)
Tax Bill	$10,246 (2026)
Deeds & Mortgages	Dec 2018 Sale Feb 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`107010`

Property Details

APN / Parcel Number

Primary APN	`107010`
Alternative APN	`GLOU M:0248 B:0024 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,608 sqft Living Area
Gross Area	6,092 sqft
1st Floor Area	1,568 sqft
Attic	Attic
Attic Area	1,104 sqft
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	88,427 sqft (2.03 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	107010
Street Address	118 BRAY ST
City	GLOUCESTER
State	MA
Zip	01930-1523
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	24
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	3
Census Block	3031
Census Tract	221902

Owner

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 BRAY ST, GLOUCESTER, MA 01930-1523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 8, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Feb 8, 2017 · Amount on Record
Deed Document Number	20185340
Deed Book / Page	37219 / 460
Record Updated	Oct 29, 2026

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Dec 14, 2018
Property Address	118 BRAY ST, GLOUCESTER, MA 01930-1523
Document Number	37219-460
Book / Page	037219 / 000460
Instrument Date	Dec 14, 2018
Instrument	1214005340
Transaction Type	Transfer
Record Updated	Jan 2, 2019

Transaction

Amount	Amount Recorded
Tax	$3,796.20
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	118 BRAY ST GLOUCESTER MA 01930, GLOUCESTER, MA 01930

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 8, 2017
Property Address	118 BRAY ST, GLOUCESTER, MA 01930-1523
Document Number	35668-227
Book / Page	035668 / 000227
Instrument Date	Feb 8, 2017
Instrument	1702080123
Transaction Type	Transfer
Record Updated	Feb 28, 2017

Transaction

Amount	Amount Recorded
Tax	$706.80
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 POND RD #A GLOUCESTER MA 019301834, A, GLOUCESTER, MA 01930-1834

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,246.00 (-2.29%)	$1,100,500 (+2.01%) Land $272,800 Building $827,700	$1,228,491 (+17.96%)
2025	$10,486.00 (-2.11%)	$1,078,800 (-2.01%) Land $252,700 Building $826,100
2024	$10,712.00 (+2.39%)	$1,100,900 (+11.44%) Land $240,700 Building $860,200	$1,041,485
2023	$10,462.00	$987,900 Land $214,800 Building $773,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 51 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	51 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2005

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bray St

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