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113 Bray St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 113 Bray St, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,436 sqft · built 1950
Lot Size0.482 acres (20,988 sqft)
Owner2 Individual Names on File
Last Sale$790,000 (Aug 2025)
Tax Bill$5,215 (2025)
Deeds & MortgagesFeb 2022 Refinance
Aug 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNGLOU M:0241 B:0011 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0241 B:0011 L:0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,436 sqft Living Area
Gross Area2,885 sqft
1st Floor Area916 sqft
Basement Area916 sqft
Unfinished Basement916 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,988 sqft (0.482 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address113 BRAY ST
CityGLOUCESTER
StateMA
Zip01930-1553
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block11
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group3
Census Block3030
Census Tract221902

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0241 B:0011 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address113 BRAY ST, GLOUCESTER, MA 01930-1553
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
INSTITUTION FOR SAVINGS NEWBURYPORT
Aug 08, 2025Quit Claim Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE
Sep 08, 2020Quit Claim Deed, Transfer · Stand-Alone Refinance
INSTITUTION FOR SAVINGS NEWBURYPORT
Mar 06, 2017Quit Claim Deed, Transfer · Conventional with PMI
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 08, 2025 · Amount on Record
Deed SaleAug 08, 2025 · Amount on Record
Prior SaleMar 06, 2017 · Amount on Record
Deed Book / Page42877 / 264
Prior Transfer DateSep 01, 2020
Prior Transfer Doc38912-147
Record UpdatedSep 20, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address113 BRAY ST, GLOUCESTER, MA 01930-1553
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040753-204
DateFeb 28, 2022
Book Page40753/204
Instrument20220228000700
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateAug 08, 2025
Property Address113 BRAY ST, GLOUCESTER, MA 01930-1553
Document Number042877-264
Book / Page42877 / 264
Instrument DateAug 08, 2025
Instrument20250808001000
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address113 BRAY ST, GLOUCESTER, MA 01930-1553

Mortgage

Document Number20250808001010
DateAug 08, 2025
Instrument20250808001010
Lender
NameUNION HOME MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2055

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateSep 08, 2020
Property Address113 BRAY ST, GLOUCESTER, MA 01930-1553
Document Number38912-147
Book / Page38912 / 147
Instrument DateSep 01, 2020
Instrument20200908004570
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address113 BRAY ST, GLOUCESTER, MA 01930-1553

Mortgage

Document Number38912-150
DateSep 08, 2020
Book Page38912/150
Instrument20200908004590
Lender
NameINSTITUTION FOR SAVINGS NEWBURYPORT
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateMar 06, 2017
Property Address113 BRAY ST, GLOUCESTER, MA 01930-1553
Document Number35717-346
Book / Page035717 / 000346
Instrument DateMar 06, 2017
Instrument1703060090
Transaction TypeTransfer
Record UpdatedMar 28, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,545.84
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address113 BRAY ST GLOUCESTER MA 019301553, GLOUCESTER, MA 01930-1553

Mortgage

Document Number35717-348
DateMar 06, 2017
Book Page035717/000348
Instrument1703060091
Lender
NameGUARANTEED RATE
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 05, 2047

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,215.00 (+1.88%)$536,500 (+1.98%) Land $218,100 Building $318,400$742,140
2024$5,119.00 (+4.11%)$526,100 (+13.31%) Land $207,700 Building $318,400
2023$4,917.00$464,300 Land $185,400 Building $278,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 51 individual NFIP policies nearby
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2005

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

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