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118 6th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 118 6th Ave S, Saint Cloud, MN 56301

Property Summary

Property TypeCommercial
Details8,544 sqft · built 1945
Lot Size0.318 acres (13,860 sqft)
OwnerIndividual Name on Record
Last Sale$1,973,000 (Jun 2023)
Tax Bill$28,178 (2026)
Deeds & MortgagesJun 2023 Sale
Jun 2022 Sale
Flood ZoneZone X (minimal risk)
APN82-52881-0015

Property Details

APN / Parcel Number

Primary APN82-52881-0015

Interior

Stories1 Story
Building Area8,544 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Exterior MaterialStone
Lot Area13,860 sqft (0.318 acres)
Lot Width110 ft Width

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelGas

Location & Zoning

Street Address118 6TH AVE S
CitySAINT CLOUD
StateMN
Zip56301
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC3
Legal DescriptionS'LY 2/3 OF LOT 3 AND ALL OF LOT 4 BLK 7 WILSON'S SURVEY SECTION 11 TOWNSHIP 124 RANGE 028 WILSON'S SURVEY SECTION 11
Legal Range28W
Legal Township124
Legal Section11
Legal SubdivisionWILSONS SURVEY
Legal Block7
Legal Lot Number3-4
JurisdictionSTEARNS MN
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3018
Census Tract11600

Owner

Source: Stearns County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1865 RALPH SCHARMER DR, WINONA, MN 55987-2169
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 5, 2023Warranty Deed, Transfer
FIRST AMERICAN TITLE
Jun 6, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2023 · Amount on Record
Deed SaleJun 1, 2023 · Amount on Record
Prior SaleJun 2, 2022 · Amount on Record
Deed Document Number20231541550
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 5, 2023
Property Address118 6TH AVE S, SAINT CLOUD, MN 56301
Document Number00A1653987
Instrument DateJun 1, 2023
InstrumentA1653987
Transaction TypeTransfer
Record UpdatedNov 6, 2025
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1865 RALPH SCHARMER DR, WINONA, MN 55987-2169

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateJun 6, 2022
Property Address118 6TH AVE S, SAINT CLOUD, MN 56301
Document Number00A1633950
Instrument DateJun 2, 2022
InstrumentA1633950
Transaction TypeTransfer
Record UpdatedNov 6, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2933 SW WOODSIDE DR STE 200, 200, TOPEKA, KS 66614-5327

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$28,178.00 (+9.53%)$900,000 (+2.18%) Land $400,000 Building $500,000$900,000 (+2.18%) Land $400,000 Building $500,000
2025$880,800 (-) Land $400,000 Building $480,800$880,800 (-) Land $400,000 Building $480,800
2024$25,726.00 (+559.64%)
2023$3,900.00$880,800 Land $400,000 Building $480,800$880,800 Land $400,000 Building $480,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 80% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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