106 6th Ave S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 106 6th Ave S, Saint Cloud, MN 56301

Property Summary

Property Type	Multi-Family Dwellings
Details	19,114 sqft · built 1948
Lot Size	0.255 acres (11,088 sqft)
Owner	Company Name on Record
Last Sale	$1,324,000 (Feb 2021)
Tax Bill	$36,646 (2026)
Deeds & Mortgages	May 2026 Mortgage Feb 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-52881-0010`

Property Details

APN / Parcel Number

Primary APN	`82-52881-0010`

Interior

Stories	2 Stories
Building Area	19,114 sqft Living Area
1st Floor Area	10,870 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Multi-Family
Exterior Material	Brick
Lot Area	11,088 sqft (0.255 acres)
Lot Width	88 ft Width

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	106 6TH AVE S
City	SAINT CLOUD
State	MN
Zip	56301-3621
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	C3
Legal Description	LOT 2 & N'LY 1/3 OF LOT 3 BLK 7 WILSON'S SURVEY SECTION 11 TOWNSHIP 124 RANGE 028 WILSON'S SURVEY SECTION 11 TOWNSHIP 124
Legal Range	28W
Legal Township	124
Legal Section	11
Legal Subdivision	WILSONS SURVEY
Legal Block	7
Legal Lot Number	2-3
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3018
Census Tract	11600

Owner

Source: Stearns County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2302 39TH ST S, MOORHEAD, MN 56560-8166
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage TOWN AND COUNTRY CREDIT UNION
Feb 19, 2021	Warranty Deed, Transfer MISC COMPANY
Oct 6, 2017	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2021 · Amount on Record
Deed Sale	Feb 19, 2021 · Amount on Record
Prior Sale	Oct 6, 2017 · Amount on Record
Deed Document Number	20211594825
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	May 12, 2026
Property Address	106 6TH AVE S, SAINT CLOUD, MN 56301-3621
Document Number	0001712885
Instrument Date	May 8, 2026
Instrument	20261712885
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	2302 39TH ST S, MOORHEAD, MN 56560-8166

Mortgage

Document Number	0001712885,
Date	May 12, 2026
Instrument	20261712885

Lender

Name	TOWN AND COUNTRY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2031

Interest

Rate	6.37%
Max Rate	-1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 19, 2021
Property Address	106 6TH AVE S, SAINT CLOUD, MN 56301
Document Number	00A1594825
Instrument Date	Jan 8, 2021
Instrument	A1594825
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 39TH ST S, MOORHEAD, MN 56560-8166

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 6, 2017
Property Address	106 6TH AVE S, SAINT CLOUD, MN 56301
Document Number	00A1506248
Instrument Date	Sep 28, 2017
Instrument	A1506248
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3383 MOHAWK DR NW, BEMIDJI, MN 56601-7954

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$36,646.00 (+10.53%)
2025		$1,129,000 (-1.09%) Land $144,000 Building $985,000	$1,129,000 (-1.09%) Land $144,000 Building $985,000
2023	$33,154.00	$1,141,400 Land $144,000 Building $997,400	$1,141,400 Land $144,000 Building $997,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, Intrepid Fiber Networks, T-Mobile.

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