Stearns County property record for 118 3rd St S, Cold Spring, MN 56320
| Property Type | Hotel |
|---|---|
| Details | 15,620 sqft · built 1989 |
| Lot Size | 0.638 acres (27,791 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,009 (Mar 2014) |
| Tax Bill | $31,360 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 48-29746-0002 |
| Primary APN | 48-29746-0002 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 15,620 sqft Living Area |
| Gross Area | 4,385 sqft |
| 1st Floor Area | 7,250 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,791 sqft (0.638 acres) |
| Total Buildings | 4 Buildings |
| Street Address | 118 3RD ST S |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2545 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Hotel |
| Legal Description | ALL OF LOTS 4 & 5 & P/O LOTS 6 & 7 BLOCK J DAF:BEG NW COR LOT 6-N88D E ALG N LN 47' TO ROW MON B5 MNDOT ROW PLAT 73-97-SE |
| Legal Range | 30W |
| Legal Township | 123 |
| Legal Section | 23 |
| Legal Subdivision | TOWNSITE OF COLD SPRING |
| Legal Block | 7,J |
| Legal Lot Number | 4-7 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 11302 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20793 EDGEDALE CT, RICHMOND, MN 56368-8308 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 14, 2014 · Amount on Record |
| Deed Sale | Mar 14, 2014 · Amount on Record |
| Prior Sale | Jun 26, 2003 · Amount on Record |
| Deed Document Number | 201468568 |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $31,360.00 (+11.99%) | ||
| 2025 | $1,129,900 (+8.78%) Land $115,300 Building $1,014,600 | $1,129,900 (+8.78%) Land $115,300 Building $1,014,600 | |
| 2023 | $28,002.00 | $1,038,700 Land $112,600 Building $926,100 | $1,038,700 Land $112,600 Building $926,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 6 (1997–2022) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | May 2022 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GigFire, Verizon.
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