Stearns County property record for 615 3rd St S, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,276 sqft · built 1988 |
| Lot Size | 0.505 acres (22,041 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,192 (2024) |
| Deeds & Mortgages | Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-29705-0600 |
| Primary APN | 48-29705-0600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,276 sqft Living Area |
| Gross Area | 3,396 sqft |
| 1st Floor Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 22,041 sqft (0.505 acres) |
| Lot Dimensions | 167 ft deep x 228 ft wide |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Old Parcel Number | 48.29441.0000 |
|---|---|
| Street Address | 615 3RD ST S |
| City | COLD SPRING |
| State | MN |
| Zip | 56320-2162 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLK 001 SILVER MAPLE ESTATES SECTION 22 TOWNSHIP 123 RANGE 30 SECTION 22 TOWNSHIP 123 RANGE 30 |
| Legal Range | 30 |
| Legal Township | 123 |
| Legal Section | 22 |
| Legal Subdivision | SILVER MAPLE ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | COLD SPRING |
| Census Block Group | 2 |
| Census Block | 2063 |
| Census Tract | 11302 |
Source: Stearns County records, as of November 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 615 3RD ST S, COLD SPRING, MN 56320-2162 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 26, 2025 |
| Deed Sale | Aug 26, 2025 |
| Prior Sale | Aug 23, 2021 |
| Deed Document Number | A1698482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Aug 23, 2021 |
| Property Address | 615 3RD ST S, COLD SPRING, MN 56320-2162 |
| Document Number | 00A1611984 |
| Instrument Date | Jul 19, 2021 |
| Instrument | A1611984 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 615 3RD ST S, COLD SPRING, MN 56320-2162 |
Source: Stearns County assessment roll, as of February 1, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Cold Spring City |
| County | Stearns County |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $282,100 (+3.52%) Land $44,500 Building $237,600 | $282,100 (+3.52%) Land $44,500 Building $237,600 | |
| 2024 | $3,192.00 (+1.27%) | ||
| 2023 | $3,152.00 | $272,500 Land $44,500 Building $228,000 | $272,500 Land $44,500 Building $228,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Cold Spring serves 4,201 people · EPA ID MN1730006 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 60 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Intrepid Fiber Networks, Verizon.
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