Hancock County property record for 118 2nd St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,245 sqft · built 1905 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $324,000 (Mar 2025) |
| Tax Bill | $2,658 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-193-07-017.000 |
| Primary APN | 1011-193-07-017.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,245 sqft Living Area |
| 1st Floor Area | 1,349 sqft |
| 2nd Floor Area | 896 sqft |
| Upper Floors Area | 896 sqft |
| Basement Area | 1,349 sqft |
| Unfinished Basement | 1,349 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 236 sqft |
| Patio Area | 484 sqft |
| Balcony Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 118 2ND ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAWSON ADD LOT 1654 |
| Legal Subdivision | RAWSON ADD |
| Legal Lot Number | 1654 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 800 |
Source: Hancock County records, as of June 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 118 2ND ST, FINDLAY, OH 45840-5044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 30, 2023 | Fiduciary Deed, Transfer · Conventional Mortgage PREMIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2025 · Amount on Record |
| Deed Sale | Mar 10, 2025 · Amount on Record |
| Prior Sale | Nov 30, 2023 · Amount on Record |
| Deed Document Number | 20251417 |
| Deed Book / Page | 2617 / 1149 |
| Prior Transfer Date | Oct 31, 2005 |
| Prior Transfer Doc | 02279/1116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | May 29, 2026 |
| Property Address | 118 2ND ST, FINDLAY, OH 45840-5044 |
| Document Number | 0000003875 |
| Book / Page | 2629 / 3316 |
| Instrument Date | May 21, 2026 |
| Instrument | 20263875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 118 2ND ST, FINDLAY, OH 45840-5044 |
| Document Number | 0000003875, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 2629/3316 |
| Instrument | 20263875 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Nov 30, 2023 |
| Property Address | 118 2ND ST, FINDLAY, OH 45840-5044 |
| Document Number | 02607/2379 |
| Book / Page | 2607 / 2379 |
| Instrument Date | Nov 28, 2023 |
| Instrument | 202300007934 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 118 2ND ST, FINDLAY, OH 45840-5044 |
| Document Number | 202300007935 |
|---|---|
| Date | Nov 30, 2023 |
| Instrument | 202300007935 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,658.00 (+26.81%) Homeowner's exemption Senior Citizen's exemption | $86,700 (+25.98%) Land $8,730 Building $77,970 | $247,710 (+25.98%) Land $24,950 Building $222,760 |
| 2024 | $2,096.00 (-14.38%) | $68,820 (-) Land $6,930 Building $61,890 | |
| 2023 | $2,448.00 (+0.37%) Homeowner's exemption | $68,820 (-) Land $6,930 Building $61,890 | |
| 2022 | $2,439.00 Homeowner's exemption | $68,820 Land $6,930 Building $61,890 | $196,630 Land $19,800 Building $176,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 30 (1981–2021) |
| Claims Outside the SFHA | 3 of 30 |
| Most Recent Claim | Jul 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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