11787 White Oak Trl, Conroe, TX 77385 Property Records

Montgomery County property record for 11787 White Oak Trl, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,011 sqft · built 1999
Lot Size	0.982 acres (42,789 sqft)
Owner	Individual Name on File
Last Sale	$265,600 (Jun 2019)
Tax Bill	$3,329 (2025)
Deeds & Mortgages	May 2026 Line of Credit Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9524-02-04600`

Property Details

APN / Parcel Number

Primary APN	`9524-02-04600`
Alternative APN	`R255816`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,011 sqft Living Area
Gross Area	3,803 sqft
1st Floor Area	3,011 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	42,789 sqft (0.982 acres)
View / Lot	Front
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	427 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11787 WHITE OAK TRL
City	CONROE
State	TX
Zip	77385-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WHITE OAK ESTATES 02, BLOCK 2, LOT 1
Legal Subdivision	WHITE OAK ESTATES 02
Legal Block	2
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2008
Census Tract	692003

Owner

11787 White Oak Trl is owned and occupied by an individual who bought it in June 2019.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	11787 WHITE OAK TRL, CONROE, TX 77385-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Jun 26, 2019	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2019 · Amount on File
Deed Sale	Jun 26, 2019 · Amount on File
Prior Sale	Nov 8, 2010
Deed Document Number	201955427
Prior Transfer Date	Jun 24, 2019
Prior Transfer Doc	0000055427
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Recording Date	May 28, 2026
Property Address	11787 WHITE OAK TRL, CONROE, TX 77385-2728
Document Number	0000055253
Instrument Date	May 22, 2026
Instrument	202655253
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11787 WHITE OAK TRL, CONROE, TX 77385-2728

Mortgage

Document Number	0000055253,
Date	May 28, 2026
Instrument	202655253

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 26, 2019
Property Address	11787 WHITE OAK TRL, CONROE, TX 77385-2728
Document Number	0000055427
Instrument Date	Jun 24, 2019
Instrument	55427
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11787 WHITE OAK TRL CONROE TX 773852728, CONROE, TX 77385-2728

Mortgage

Document Number	55428
Date	Jun 26, 2019
Instrument	55428

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	8.55%

Tax Assessment & Valuation

The 2025 property tax bill for 11787 White Oak Trl was $3,329 with exemptions applied, down 20.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$568,860 (+9.77%) Land $98,230 Building $470,630	$568,860 (+9.77%) Land $98,230 Building $470,630
2025	$3,329.00 (-20.55%) Homeowner's exemption Senior Citizen's exemption	$518,234 (+0.46%) Land $98,230 Building $420,004	$518,234 (+0.46%) Land $98,230 Building $420,004
2024	$4,190.00 (-1.06%) Homeowner's exemption Senior Citizen's exemption	$515,863 (+7.9%) Land $98,230 Building $417,633	$515,863 (+7.9%) Land $98,230 Building $417,633
2023	$4,235.00 Homeowner's exemption	$478,100 Land $98,230 Building $379,870	$478,100 Land $98,230 Building $379,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11787 White Oak Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 policies
Nearby Flood Policies	160 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11787 White Oak Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK WATER SUPPLY CORPORATION serves 900 people · EPA ID TX1700616
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Spectrum.

Nearby Properties on White Oak Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures