11782 White Oak Trl, Conroe, TX 77385 Property Records

Montgomery County property record for 11782 White Oak Trl, Conroe, TX 77385

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,750 sqft · built 1999
Lot Size	2.01 acres (87,564 sqft)
Owner	2 Individual Names on File
Last Sale	$496,900 (Jun 2020)
Tax Bill	$5,338 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9524-03-06100`

Property Details

APN / Parcel Number

Primary APN	`9524-03-06100`
Alternative APN	`R260248`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,750 sqft Living Area
1st Floor Area	3,750 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	87,564 sqft
View / Lot	Front
Garage Type	Detached
Garage Area	851 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	922 sqft
Patio Area	509 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	11782 WHITE OAK TRL
City	CONROE
State	TX
Zip	77385-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6
Legal Description	WHITE OAK ESTATES 03, BLOCK 4, LOT 8
Legal Subdivision	WHITE OAK ESTATES 03
Legal Block	4
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2007
Census Tract	692003

Owner

11782 White Oak Trl is owned and occupied by two individuals who bought it in June 2020.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11782 WHITE OAK TRL, CONROE, TX 77385-2722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Deed of Trust, Mortgage · Line of Credit COMERICA BANK
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 23, 2020	Quit Claim Deed, Transfer TEXAS LN STAR
Jul 31, 2019	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE/MONTGOMERY CNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2020 · Amount on File
Deed Sale	Jun 23, 2020 · Amount on File
Prior Sale	May 22, 1998
Deed Document Number	202062116
Prior Transfer Date	Jun 18, 2020
Prior Transfer Doc	0000062116
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	11782 WHITE OAK TRL, CONROE, TX 77385-2722
Transaction Type	Mortgage
Record Updated	Apr 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029529
Date	Apr 6, 2023
Instrument	2023029529

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	11782 WHITE OAK TRL, CONROE, TX 77385-2722
Transaction Type	Mortgage
Record Updated	Jan 4, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000175084
Date	Dec 21, 2021
Instrument	2021175084

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 23, 2020
Property Address	11782 WHITE OAK TRL, CONROE, TX 77385-2722
Document Number	0000062116
Instrument Date	Jun 18, 2020
Instrument	62116
Transaction Type	Transfer
Record Updated	Aug 11, 2020
Title Company	HOMELAND TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11782 WHITE OAK TRL PORTER TX 77365, PORTER, TX 77365

Mortgage

Document Number	62117
Date	Jun 23, 2020
Instrument	62117

Lender

Name	TEXAS LN STAR
Type	Funding / Finance Company
Address	HOUSTON, TX 77008

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 22, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 31, 2019
Property Address	11782 WHITE OAK TRL, CONROE, TX 77385-2722
Document Number	0000068341
Instrument Date	Jul 30, 2019
Instrument	68341
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	STEWART TITLE, STEWART TITLE/MONTGOMERY CNTY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2622 MONSERAT AVE BELMONT CA 940021446, BELMONT, CA 94002-1446

Tax Assessment & Valuation

The 2025 property tax bill for 11782 White Oak Trl was $5,338 with exemptions applied, down 12.7% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$899,929 (+7.65%) Land $201,020 Building $698,909	$899,929 (+5.75%) Land $201,020 Building $698,909
2025	$5,338.00 (-12.69%) Homeowner's exemption Senior Citizen's exemption	$836,000 (+1%)	$851,000 (+11.97%) Land $201,020 Building $649,980
2024	$6,114.00 (-1.18%) Homeowner's exemption Senior Citizen's exemption	$760,000 (+8.76%) Land $201,020 Building $558,980	$760,000 (-) Land $201,020 Building $558,980
2023	$6,187.00 Homeowner's exemption	$698,780 Land $201,020 Building $558,980	$760,000 Land $201,020 Building $558,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11782 White Oak Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 160 policies
Nearby Flood Policies	160 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11782 White Oak Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITE OAK WATER SUPPLY CORPORATION serves 900 people · EPA ID TX1700616
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber, Spectrum.

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