11781 Congress Dr, Rancho Cucamonga, CA 91730 Property Records

San Bernardino County property record for 11781 Congress Dr, Rancho Cucamonga, CA 91730

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,530 sqft · built 1999
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (May 2018)
Tax Bill	$8,004 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1090-131-33-0000`

Property Details

APN / Parcel Number

Primary APN	`1090-131-33-0000`
Alternative APN	`0227981330000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,530 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	1,054 sqft
2nd Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	102 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11781 CONGRESS DR
City	RANCHO CUCAMONGA
State	CA
Zip	91730-8261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15072 LOT 95 BOOK 272 PAGE 58
Legal Subdivision	TRACT NO 15072
Legal Tract	15072
Legal Block	1
Legal Lot Number	95
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1015
Census Tract	2035

Owner

11781 Congress Dr is owned and occupied by two individuals who bought it in May 2018.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11781 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8261
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
May 7, 2018	Grant Deed, Transfer · ARM CTBC BANK CORP USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2018 · Amount on File
Deed Sale	May 7, 2018 · Amount on File
Prior Sale	Sep 15, 1999 · Amount on File
Deed Document Number	2018164778
Prior Transfer Date	Apr 16, 2004
Prior Transfer Doc	0000315665
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11781 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8261
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11781 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8261

Mortgage

Document Number	0000215115
Date	May 10, 2021
Instrument	2021-0215115

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11781 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8261
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	SOLIDIFI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000180946
Date	Jun 4, 2019
Instrument	2019-0180946

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	WOODBRIDGE, VA 22192

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 7, 2018
Property Address	11781 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8261
Document Number	0000164778
Map Reference	MB 272 PG 58-67
Instrument Date	Apr 5, 2018
Instrument	2018-0164778
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11781 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8261

Mortgage

Document Number	0000164779
Date	May 7, 2018
Instrument	2018-0164779

Lender

Name	CTBC BANK CORP USA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jun 1, 2021
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	10.7%

Tax Assessment & Valuation

The 2025 property tax bill for 11781 Congress Dr was $8,004 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,354 (+2%) Land $174,090 Building $522,264
2025	$8,004.00 Homeowner's exemption	$682,700 Land $170,676 Building $512,024
2023	$7,581.00 (+1.4%) Homeowner's exemption	$656,189 Land $164,048 Building $492,141
2022	$7,476.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11781 Congress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11781 Congress Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Inyo Networks, Verizon.

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