11768 Congress Dr, Rancho Cucamonga, CA 91730 Property Records

San Bernardino County property record for 11768 Congress Dr, Rancho Cucamonga, CA 91730

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,530 sqft · built 1999
Lot Size	0.101 acres (4,400 sqft)
Owner	2 Individual Names on File
Last Sale	$850,000 (Apr 2022)
Tax Bill	$10,375 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1090-131-40-0000`

Property Details

APN / Parcel Number

Primary APN	`1090-131-40-0000`
Alternative APN	`0227981400000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,530 sqft Living Area
Gross Area	2,972 sqft
1st Floor Area	1,054 sqft
2nd Floor Area	1,476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	4,400 sqft (0.101 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	102 sqft
Patio Area	102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11768 CONGRESS DR
City	RANCHO CUCAMONGA
State	CA
Zip	91730-8262
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 15072 LOT 102 BOOK 272 PAGE 58
Legal Subdivision	272M58-67
Legal Tract	15072
Legal Block	1
Legal Lot Number	102
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1015
Census Tract	2035

Owner

11768 Congress Dr is owned and occupied by two individuals who bought it in April 2022.

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11768 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8262
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2022 · Amount on File
Deed Sale	Apr 19, 2022 · Amount on File
Prior Sale	Sep 16, 1999 · Amount on File
Deed Document Number	2022146139
Prior Transfer Date	Jul 15, 2004
Prior Transfer Doc	0000527176
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 19, 2022
Property Address	11768 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8262
Document Number	0000146139
Map Reference	MB 272 PG 58-67
Instrument Date	Mar 29, 2022
Instrument	2022-0146139
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11768 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8262

Mortgage

Document Number	0000146140
Date	Apr 19, 2022
Instrument	2022-0146140

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	11768 CONGRESS DR, RANCHO CUCAMONGA, CA 91730-8262
Document Number	0000185745
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 18, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11768 CONGRESS DR RANCHO CUCAMONGA CA 917308262, RANCHO CUCAMONGA, CA 91730-8262

Mortgage

Document Number	0000185745
Date	Jun 5, 2020
Instrument	185745

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 11768 Congress Dr was $10,375 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Etiwanda Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,067 (+2%) Land $230,017 Building $690,050
2025	$10,375.00 Homeowner's exemption	$902,027 Land $225,507 Building $676,520
2023	$9,834.00 (+157.64%) Homeowner's exemption	$867,000 Land $216,750 Building $650,250
2022	$3,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11768 Congress Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 11768 Congress Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Inyo Networks, Verizon.

Nearby Properties on Congress Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures