Anne Arundel County property record for 1178 Gator Ct, Arnold, MD 21012
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,560 sqft · built 1987 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Apr 2021) |
| Tax Bill | $3,926 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-878-90031967 |
| Primary APN | 03-878-90031967 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 87890031967 |
|---|---|
| Street Address | 1178 GATOR CT |
| City | ARNOLD |
| State | MD |
| Zip | 21012-1970 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R5 |
| Legal Description | U 221 BLD32 SC 1 PL2 ULMSTEAD GARDENS |
| Legal Subdivision | ULMSTEAD GARDENS |
| Legal Block | 2 |
| Legal Lot Number | 221 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 731107 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 700 N RANDOLPH ST, 505, ARLINGTON, VA 22203-2178 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jun 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY CAPITAL MORTGAGE CORP |
| Apr 17, 2021 | Deed, Transfer · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2021 · Amount on Record |
| Deed Sale | Apr 17, 2021 · Amount on Record |
| Prior Sale | Aug 24, 2015 · Amount on Record |
| Deed Book / Page | 36572 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1178 GATOR CT, ARNOLD, MD 21012-1970 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | NORTHCO TITLE CORPORATION |
| Name | Verified Name |
|---|
| Document Number | 0347370440 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 34737/440 |
| Name | BAY CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 17, 2021 |
| Property Address | 1178 GATOR CT, ARNOLD, MD 21012-1970 |
| Document Number | 0365720239 |
| Book / Page | 36572 / 239 |
| Map Reference | MB 91 PG 44 |
| Instrument Date | Mar 24, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | DREAM TITLE AND ESCROW LLC, DREAM TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 1178 GATOR CT, ARNOLD, MD 21012-1970 |
| Document Number | 0036572247 |
|---|---|
| Date | Apr 17, 2021 |
| Instrument | 36572/247 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $342,867 (+21.11%) | $367,900 (+25.65%) Land $175,000 Building $192,900 | |
| 2025 | $3,926.00 (+27.01%) | ||
| 2023 | $3,091.00 | $283,100 | $292,800 Land $145,000 Building $147,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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