1176 Gator Ct, Arnold, MD 21012 Property Records

Anne Arundel County property record for 1176 Gator Ct, Arnold, MD 21012

Property Summary

Property Type	Exempt (Full or Partial)
Details	1.5 ba · 1,560 sqft · built 1987
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Oct 2019)
Tax Bill	$465 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-878-90031966`

Property Details

APN / Parcel Number

Primary APN	`03-878-90031966`
Alternative APNs	`3-878-90031966` `87890031966`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Gross Area
1st Floor Area	600 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	87890031966
Street Address	1176 GATOR CT
City	ARNOLD
State	MD
Zip	21012-1970
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R5
Legal Description	U 220 BLD32 SC 1 PL2 ULMSTEAD GARDENS
Legal Subdivision	ULMSTEAD GARDENS
Legal Block	2
Legal Lot Number	220
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	731107

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1176 GATOR CT, ARNOLD, MD 21012-1970
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Feb 9, 2009
Deed Book / Page	33766 / 263
Prior Transfer Date	Nov 2, 2007
Prior Transfer Doc	0196710080
Record Updated	Oct 29, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 29, 2019
Property Address	1176 GATOR CT, ARNOLD, MD 21012-1970
Document Number	0337660263
Book / Page	33766 / 263
Map Reference	MB 91 PG 44
Instrument Date	Oct 25, 2019
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	HOMELAND TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1176 GATOR CT, ARNOLD, MD 21012-1970

Mortgage

Document Number	33766268
Date	Oct 29, 2019
Instrument	33766/268

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,467 (+7.7%)	$334,800 (-) Land $175,000 Building $159,800
2025	$465.00 (-86.22%)	$290,133 (+9.11%)	$334,800 (+25.02%) Land $175,000 Building $159,800
2024	$3,375.00 (+16.26%)
2023	$2,903.00	$265,900	$267,800 Land $145,000 Building $122,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20