San Diego County property record for 11771 Topo Ln, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1980 |
| Lot Size | 2.31 acres (101,059 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Nov 2009) |
| Tax Bill | $5,964 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Dec 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-111-16-00 |
| Primary APN | 375-111-16-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 101,059 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 11771 TOPO LN |
|---|---|
| City | LAKESIDE |
| State | CA |
| Zip | 92040-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 1 TR PM08236 |
| Legal Subdivision | SAN VICENTE VALLEY FARMS |
| Legal Tract | 88-03-3 |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 16902 |
11771 Topo Ln is owned and occupied by two individuals who bought it in November 2009.
Source: San Diego County records, as of August 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11771 TOPO LN, LAKESIDE, CA 92040-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MCJAB INC |
| Sep 29, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Sep 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BLUELEAF LNDG |
| Jun 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2009 · Amount on File |
| Deed Sale | Nov 30, 2009 · Amount on File |
| Prior Sale | Nov 10, 1988 · Amount on File |
| Deed Document Number | 2009662730 |
| Prior Transfer Date | Nov 15, 2001 |
| Prior Transfer Doc | 0000964552 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 27, 2026 |
| Property Address | 11771 TOPO LN, LAKESIDE, CA 92040-1129 |
| Document Number | 0000214430 |
| Instrument Date | May 12, 2026 |
| Instrument | 2026214430 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 11771 TOPO LN, LAKESIDE, CA 92040-1129 |
| Document Number | 0000214430, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 2026214430 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11771 TOPO LN, LAKESIDE, CA 92040-1129 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 11771 TOPO LN, LAKESIDE, CA 92040-1129 |
| Document Number | 0000827112 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021-0827112 |
| Name | MCJAB INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAN DIEGO, CA 92123 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 29, 2020 |
| Property Address | 11771 TOPO LN, LAKESIDE, CA 92040-1129 |
| Document Number | 0000580857 |
| Instrument Date | Sep 16, 2020 |
| Instrument | 580857 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11771 TOPO LN LAKESIDE CA 920401129, LAKESIDE, CA 92040-1129 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11771 TOPO LN, LAKESIDE, CA 92040-1129 |
| Document Number | 0000580860 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 11771 TOPO LN LAKESIDE CA 920401129, LAKESIDE, CA 92040-1129 |
| Document Number | 0000580860 |
|---|---|
| Date | Sep 29, 2020 |
| Instrument | 580860 |
| Name | BLUELEAF LNDG |
|---|---|
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11771 TOPO LN, LAKESIDE, CA 92040-1129 |
| Document Number | 0000407253 |
| Instrument Date | Jun 19, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 11771 TOPO LN LAKESIDE CA 920401129, LAKESIDE, CA 92040-1129 |
| Document Number | 0000407253 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 407253 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 30, 2038 |
The 2025 property tax bill for 11771 Topo Ln was $5,964.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $495,968 (+2%) Land $211,016 Building $284,952 | |
| 2025 | $5,964.00 | $486,244 Land $206,879 Building $279,365 |
| 2023 | $5,666.00 (+1.56%) | $467,365 Land $198,847 Building $268,518 |
| 2022 | $5,579.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11771 Topo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 29 (1978–2016) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Mar 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11771 Topo Ln is high, ranking above 85% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 65% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures