San Diego County property record for 11746 Topo Ln, Lakeside, CA 92040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 906 sqft · built 1959 |
| Lot Size | 0.74 acres (32,241 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $770,000 (Sep 2022) |
| Tax Bill | $9,683 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Apr 2022 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 375-114-09-00 |
| Primary APN | 375-114-09-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 906 sqft Living Area |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Lot Area | 32,241 sqft (0.74 acres) |
| Old Parcel Number | 3751140600 |
|---|---|
| Street Address | 11746 TOPO LN |
| City | LAKESIDE |
| State | CA |
| Zip | 92040-1130 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | BLK 1 LOT 4 DOC03-1376866 IN NLY 125.06 FT OF TR 002462 |
| Legal Subdivision | SAN VICENTE VALLEY FARMS |
| Legal Tract | 002462 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 16902 |
11746 Topo Ln is owned and occupied by two individuals who bought it in September 2022.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11746 TOPO LN, LAKESIDE, CA 92040-1130 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Grant Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Apr 19, 2022 | Intrafamily Transfer, Transfer |
| Nov 22, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2022 · Amount on File |
| Deed Sale | Sep 13, 2022 · Amount on File |
| Prior Sale | Nov 14, 2003 · Amount on File |
| Deed Document Number | 2022362516 |
| Prior Transfer Date | Apr 6, 2022 |
| Prior Transfer Doc | 0000170164 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 13, 2022 |
| Property Address | 11746 TOPO LN, LAKESIDE, CA 92040-1130 |
| Document Number | 0000362516 |
| Map Reference | MAP 2462 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 2022-0362516 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11746 TOPO LN, LAKESIDE, CA 92040-1130 |
| Document Number | 0000362517 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-0362517 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 19, 2022 |
| Property Address | 11746 TOPO LN, LAKESIDE, CA 92040-1130 |
| Document Number | 0000170164 |
| Map Reference | MAP 2462 |
| Instrument Date | Apr 6, 2022 |
| Instrument | 2022-0170164 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 11746 TOPO LN, LAKESIDE, CA 92040-1130 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 11746 TOPO LN, LAKESIDE, CA 92040-1130 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 11746 TOPO LN, LAKESIDE, CA 92040-1130 |
| Document Number | 0000801687 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 2021-0801687 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 11746 Topo Ln was $9,683.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Lakeside Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $817,128 (+2%) Land $400,993 Building $416,135 | |
| 2025 | $9,683.00 | $801,107 Land $393,131 Building $407,976 |
| 2023 | $8,915.00 (+72%) | $746,000 Land $366,000 Building $380,000 |
| 2022 | $5,183.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 11746 Topo Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 29 (1978–2016) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Mar 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11746 Topo Ln is high, ranking above 78% of the US, with a 0.6% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 78% of the US · above 55% of California |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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