1177 Gustine St, Chula Vista, CA 91913 Property Records

San Diego County property record for 1177 Gustine St, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,519 sqft · built 2002
Lot Size	0.165 acres (7,184 sqft)
Owner	2 Individual Names on Record
Last Sale	$595,000 (May 2015)
Tax Bill	$10,151 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`642-631-40-00`

Property Details

APN / Parcel Number

Primary APN	`642-631-40-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,519 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	7,184 sqft (0.165 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1177 GUSTINE ST
City	CHULA VISTA
State	CA
Zip	91913-1575
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC10SF3
Legal Description	LOT 121 TR 013805
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013805
Legal Block	3
Legal Lot Number	121
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	13322

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1177 GUSTINE ST, CHULA VISTA, CA 91913-1575
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Sep 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	Jun 21, 2013 · Amount on Record
Deed Document Number	2015275610
Last Transfer Date	Jul 19, 2020
Transfer Doc	0000514892
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1177 GUSTINE ST, CHULA VISTA, CA 91913-1575
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1177 GUSTINE ST, CHULA VISTA, CA 91913-1575

Mortgage

Document Number	0000798841
Date	Nov 19, 2021
Instrument	2021-0798841

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 5, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 4, 2020
Property Address	1177 GUSTINE ST, CHULA VISTA, CA 91913-1575
Document Number	0000514892
Map Reference	MAP 13805
Instrument Date	Jul 19, 2020
Instrument	2020-0514892
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1177 GUSTINE ST, CHULA VISTA, CA 91913-1575
Investor	Possibly a Property Investor

Mortgage

Document Number	0000514894
Date	Sep 4, 2020
Instrument	2020-0514894

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$729,392 (+2%) Land $331,540 Building $397,852
2025	$10,151.00 (-13.12%)	$715,091 (+4.04%) Land $325,040 Building $390,051
2023	$11,684.00 (+2.87%)	$687,324 Land $312,419 Building $374,905
2022	$11,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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