11769 W Clover Rd, Tracy, CA 95304 Property Records

San Joaquin County property record for 11769 W Clover Rd, Tracy, CA 95304

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,586 sqft · built 1946
Lot Size	1.94 acres (84,506 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Sep 2017)
Tax Bill	$6,277 (2026)
Deeds & Mortgages	Aug 2019 Mortgage May 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`212-190-520-000`

Property Details

APN / Parcel Number

Primary APN	`212-190-520-000`
Alternative APNs	`212-190-52` `21569048`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,586 sqft Living Area
1st Floor Area	1,586 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	84,506 sqft (1.94 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Old Parcel Number	212-190-52
Street Address	11769 W CLOVER RD
City	TRACY
State	CA
Zip	95304-8416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	REDRAW 891013 FR ORIG APN 211490545
Legal Subdivision	TRACY GARDEN FARMS
Legal Block	1
Legal Lot Number	13
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1031
Census Tract	5225

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3573 CRAWDAD CT, UNION CITY, CA 94587-1738
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN
May 16, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 12, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Sep 12, 2017	Quit Claim Deed, Transfer · Conventional with PMI 2014 LANZA/DARBY LIVING TR(LT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2017 · Amount on Record
Deed Sale	Sep 12, 2017 · Amount on Record
Prior Sale	Mar 26, 2010 · Amount on Record
Deed Document Number	2017105373
Last Transfer Date	May 10, 2018
Transfer Doc	0000054028
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	11769 W CLOVER RD, TRACY, CA 95304-8416
Document Number	0000096131
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3573 CRAWDAD CT UNION CITY CA 945871738, UNION CITY, CA 94587-1738

Mortgage

Document Number	0000096131
Date	Sep 3, 2019
Instrument	96131

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 16, 2018
Property Address	11769 W CLOVER RD, TRACY, CA 95304-8416
Document Number	0000054028
Map Reference	VOL 8 PG 1
Instrument Date	May 10, 2018
Instrument	2018-054028
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	11769 W CLOVER RD, TRACY, CA 95304-8416
Investor	Possibly a Property Investor

Mortgage

Document Number	0000054029
Date	May 16, 2018
Instrument	2018-054029

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 12, 2017
Property Address	11769 W CLOVER RD, TRACY, CA 95304-8416
Document Number	0000105373
Instrument Date	Sep 7, 2017
Instrument	105373
Transaction Type	Transfer
Record Updated	Sep 21, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3573 CRAWDAD CT UNION CITY CA 945871738, UNION CITY, CA 94587-1738

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 12, 2017
Property Address	11769 W CLOVER RD, TRACY, CA 95304-8416
Document Number	0000105374
Instrument Date	Sep 7, 2017
Instrument	105374
Transaction Type	Transfer
Record Updated	Oct 5, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3573 CRAWDAD CT UNION CITY CA 945871738, UNION CITY, CA 94587-1738

Mortgage

Document Number	105375
Date	Sep 12, 2017
Instrument	105375

Lender

Name	2014 LANZA/DARBY LIVING TR(LT)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	36 Months
Due	Sep 11, 2020

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,277.00 (-0.03%)
2025	$6,279.00 (+10.04%)	$534,774 (+4.04%) Land $227,563 Building $307,211
2023	$5,706.00 (+2%)	$514,010 Land $218,727 Building $295,283	$497,160
2022	$5,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 81 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Matrix Broadband.

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