San Joaquin County property record for 11737 W Clover Rd, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,596 sqft · built 1985 |
| Lot Size | 0.97 acres (42,240 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $152,000 (Jun 2009) |
| Tax Bill | $2,415 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 212-190-510-000 |
| Primary APN | 212-190-510-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,596 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 42,240 sqft (0.97 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 212-190-51 |
|---|---|
| Street Address | 11737 W CLOVER RD |
| City | TRACY |
| State | CA |
| Zip | 95304-8416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | REDRAW 891013 FR ORIG APN 211490537 |
| Legal Subdivision | TRACY GARDEN FARMS |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 5225 |
11737 W Clover Rd is owned and occupied by two individuals who acquired it in June 2017.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11737 W CLOVER RD, TRACY, CA 95304-8416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 13, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2009 · Amount on File |
| Deed Sale | Jun 4, 2009 · Amount on File |
| Prior Sale | Oct 1, 2008 · Amount on File |
| Deed Document Number | 200983943 |
| Last Transfer Date | Jun 8, 2017 |
| Transfer Doc | 0000066853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 11737 W CLOVER RD, TRACY, CA 95304-8416 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 11737 W CLOVER RD, TRACY, CA 95304-8416 |
| Document Number | 0000068734 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021-068734 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Jun 13, 2017 |
| Property Address | 11737 W CLOVER RD, TRACY, CA 95304-8416 |
| Document Number | 0000066853 |
| Map Reference | MAP8 PG1 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 2017-066853 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 11737 W CLOVER RD, TRACY, CA 95304-8416 |
| Document Number | 0000066854 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 2017-066854 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 11737 W Clover Rd was $2,415.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,415.00 (-0.04%) | ||
| 2025 | $2,416.00 | $195,467 Land $77,259 Building $118,208 | |
| 2023 | $2,206.00 (+1.89%) | $187,879 Land $74,260 Building $113,619 | $612,990 |
| 2022 | $2,165.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11737 W Clover Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11737 W Clover Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Matrix Broadband.
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