11768 Shadow Valley Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 11768 Shadow Valley Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,749 sqft · built 1963
Lot Size	0.877 acres (38,200 sqft)
Owner	Trust Name on File
Last Sale	$360,000 (Aug 2010)
Tax Bill	$5,355 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`498-200-07-00`

Property Details

APN / Parcel Number

Primary APN	`498-200-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,749 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	38,200 sqft (0.877 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	11768 SHADOW VALLEY RD
City	EL CAJON
State	CA
Zip	92020-8347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 110 TR 004742
Legal Subdivision	SHADOW HILLS
Legal Tract	004742
Legal Block	2
Legal Lot Number	110
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15403

Owner

11768 Shadow Valley Rd is owner-occupied and held in a trust since November 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	11768 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 17, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2010 · Amount on File
Deed Sale	Aug 4, 2010 · Amount on File
Deed Document Number	2010397032
Last Transfer Date	Nov 10, 2021
Transfer Doc	0000795514
Record Updated	Sep 20, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2021
Property Address	11768 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Document Number	0000795516
Map Reference	MAP 4742
Instrument Date	Nov 10, 2021
Instrument	2021-0795516
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	11768 SHADOW VALLEY RD, EL CAJON, CA 92020-8347

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2021
Property Address	11768 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Document Number	0000795514
Map Reference	MAP 4742
Instrument Date	Nov 10, 2021
Instrument	2021-0795514
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11768 SHADOW VALLEY RD, EL CAJON, CA 92020-8347

Mortgage

Document Number	0000795515
Date	Nov 17, 2021
Instrument	2021-0795515

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 6, 2017
Property Address	11768 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Document Number	0000463130
Instrument Date	Sep 27, 2017
Instrument	463130
Transaction Type	Transfer
Record Updated	Oct 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11768 SHADOW VALLEY RD EL CAJON CA 920208347, EL CAJON, CA 92020-8347

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11768 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Document Number	0000098271
Instrument Date	Feb 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11768 SHADOW VALLEY RD EL CAJON CA 920208347, EL CAJON, CA 92020-8347

Mortgage

Document Number	0000098271
Date	Mar 2, 2017
Instrument	98271

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11768 Shadow Valley Rd was $5,355 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$470,434 (+2%) Land $266,161 Building $204,273
2025	$5,355.00 Homeowner's exemption	$461,211 Land $260,943 Building $200,268
2023	$5,245.00 (+1.61%) Homeowner's exemption	$443,304 Land $250,811 Building $192,493
2022	$5,162.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 11768 Shadow Valley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11768 Shadow Valley Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Wyyerd Connect.

Nearby Properties on Shadow Valley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures