11751 Shadow Valley Rd, El Cajon, CA 92020 Property Records

San Diego County property record for 11751 Shadow Valley Rd, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 3,048 sqft · built 1968
Lot Size	0.879 acres (38,300 sqft)
Owner	Company Name on Record
Last Sale	$339,500 (Dec 1993)
Tax Bill	$7,263 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Sep 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`498-200-17-00`

Property Details

APN / Parcel Number

Primary APN	`498-200-17-00`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	3,048 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Lot Area	38,300 sqft (0.879 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	11751 SHADOW VALLEY RD
City	EL CAJON
State	CA
Zip	92020-8347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 120 TR 004742
Legal Subdivision	SHADOW HILLS
Legal Tract	004742
Legal Block	2
Legal Lot Number	120
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2000
Census Tract	15403

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	11751 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Sep 30, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Sep 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 10, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 1993 · Amount on Record
Deed Sale	Dec 29, 1993 · Amount on Record
Deed Document Number	1993879736
Last Transfer Date	Sep 17, 2020
Transfer Doc	0000584198
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	11751 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Transaction Type	Mortgage
Record Updated	Apr 22, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11751 SHADOW VALLEY RD, EL CAJON, CA 92020-8347

Mortgage

Document Number	0000162264
Date	Apr 13, 2022
Instrument	2022-0162264

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2020
Property Address	11751 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Document Number	0000584198
Instrument Date	Sep 17, 2020
Instrument	584198
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	11751 SHADOW VALLEY RD EL CAJON CA 920208347, EL CAJON, CA 92020-8347

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2020
Property Address	11751 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Document Number	0000584196
Map Reference	MAP 4742
Instrument Date	Sep 17, 2020
Instrument	2020-0584196
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11751 SHADOW VALLEY RD, 11751, EL CAJON, CA 92020-8347

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11751 SHADOW VALLEY RD, EL CAJON, CA 92020-8347

Mortgage

Document Number	0000584197
Date	Sep 30, 2020
Instrument	2020-0584197

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 10, 2019
Property Address	11751 SHADOW VALLEY RD, EL CAJON, CA 92020-8347
Document Number	0000390060
Map Reference	MAP 4742
Instrument Date	Sep 3, 2019
Instrument	2019-0390060
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	11751 SHADOW VALLEY RD, EL CAJON, CA 92020-8347

Mortgage

Document Number	0000390061
Date	Sep 10, 2019
Instrument	2019-0390061

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$636,632 (+2%) Land $195,961 Building $440,671
2025	$7,263.00 (+2.07%) Homeowner's exemption	$624,150 (+4.04%) Land $192,119 Building $432,031
2023	$7,116.00 (+1.6%) Homeowner's exemption	$599,914 Land $184,659 Building $415,255
2022	$7,004.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL	100 / 20

May also be available: Wyyerd Connect.

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