11760 Crossfields Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 11760 Crossfields Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,195 sqft · built 1998
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on File
Last Sale	$875,000 (Sep 2022)
Tax Bill	$8,004 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2022 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-32-001-021.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-32-001-021.000-018`
Alternative APN	`1709320001021000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,195 sqft Living Area
1st Floor Area	2,568 sqft
Attic	Attic
Attic Area	1,582 sqft
Basement Area	1,289 sqft
Finished Basement	1,045 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1998
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Lot Dimensions	294 ft deep x 180 ft wide
Garage Type	Attached
Garage Area	1,582 sqft
Parking Spaces	5 Parking Spaces
Pool Area	672 sqft
Gazebo	122 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709320001021000
Street Address	11760 CROSSFIELDS DR
City	CARMEL
State	IN
Zip	46032-8928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 1.21, SECTION 32, TOWNSHIP 18, RANGE 3, CROSSFIELDS, LOT 4
Legal Range	03
Legal Township	18
Legal Section	32
Legal Subdivision	CROSSFIELDS
Legal Lot Number	4
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2019
Census Tract	111010

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BANK
Sep 15, 2022	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Mar 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MILESTONE HOME LENDING LLC
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 24, 2018	Warranty Deed, Transfer · ARM NORTHPOINTE BANK
Aug 2, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
May 23, 2017	Vendor's Lien, Transfer · Conventional Mortgage NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2022 · Amount on Record
Deed Sale	Sep 15, 2022 · Amount on Record
Prior Sale	Mar 15, 2021
Deed Document Number	2022045443
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928
Transaction Type	Mortgage
Record Updated	May 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023132
Date	Apr 24, 2020
Instrument	2020023132

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 15, 2022
Property Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928
Document Number	0000045443
Map Reference	MB 15 PG 69-74
Instrument Date	Aug 26, 2022
Instrument	2022045443
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11760 CROSSFIEIDS DRIVE, CARMEL, IN 46032-8928
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045444
Date	Sep 15, 2022
Instrument	2022045444

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 15, 2021
Property Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928
Document Number	0000020099
Map Reference	MB 15 PG 69-74
Instrument Date	Mar 11, 2021
Instrument	2021020099
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	CHICAGO TITLE COMPANY/CA, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928

Mortgage

Document Number	0000020100
Date	Mar 15, 2021
Instrument	2021020100

Lender

Name	MILESTONE HOME LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001272
Date	Jan 7, 2021
Instrument	2021001272

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 24, 2018
Property Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928
Document Number	2018050257
Map Reference	DOC8910694&890695
Instrument Date	Oct 19, 2018
Instrument	2018050257
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928

Mortgage

Document Number	2018050258
Date	Oct 24, 2018
Instrument	2018050258

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Nov 1, 2033
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	9.75%
Index	1-Year LIBOR
Max Rate	9.75%

Mortgage

Document Number	0000050259
Date	Oct 24, 2018
Instrument	2018050259

Lender

Name	NORTHPOINTE BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	4.99%
Max Rate At Change	6.99%
Index	1-Year LIBOR
Max Rate	10.9%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 2, 2018
Property Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928
Document Number	2018035471
Map Reference	MB15 PG69-74
Instrument Date	Jul 31, 2018
Instrument	2018035471
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928

Mortgage

Document Number	2018035472
Date	Aug 2, 2018
Instrument	2018035472

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

May 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HAMILTON IN
Recording Date	May 23, 2017
Property Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928
Document Number	2017023268
Map Reference	MB15 PG69-74
Instrument Date	May 19, 2017
Instrument	2017023268
Transaction Type	Transfer
Record Updated	Oct 22, 2021
Title Company	CHICAGO TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11760 CROSSFIELDS DR, CARMEL, IN 46032-8928

Mortgage

Document Number	2017023269
Date	May 23, 2017
Instrument	2017023269

Lender

Name	NOT AVAILABLE
Type	Private Party
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$826,300 (+20.07%) Land $238,500 Building $587,800	$826,300 (+20.07%) Land $238,500 Building $587,800
2024	$8,004.00 (-3.25%)	$688,200 (-2.69%) Land $238,500 Building $449,700	$688,200 (-2.69%) Land $238,500 Building $449,700
2023	$8,273.00 (+16.62%) Homeowner's exemption	$707,200 (+17.48%) Land $238,500 Building $468,700	$707,200 (+17.48%) Land $238,500 Building $468,700
2022	$7,094.00 Homeowner's exemption	$602,000 Land $151,800 Building $450,200	$602,000 Land $151,800 Building $450,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet Holdings.

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