11650 Crossfields Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 11650 Crossfields Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 4,830 sqft · built 1997
Lot Size	2.97 acres (129,373 sqft)
Owner	Owner Name on Record
Tax Bill	$7,823 (2024)
Deeds & Mortgages	Nov 2018 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-32-001-024.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-32-001-024.000-018`
Alternative APN	`1709320001024000`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	4,830 sqft Living Area
1st Floor Area	1,833 sqft
2nd Floor Area	1,624 sqft
Basement Area	1,833 sqft
Finished Basement	1,373 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Roof Material	Asphalt
Lot Area	129,373 sqft (2.97 acres)
Lot Dimensions	324 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709320001024000
Street Address	11650 CROSSFIELDS DR
City	CARMEL
State	IN
Zip	46032-8930
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 2.97, SECTION 32, TOWNSHIP 18, RANGE 3, CROSSFIELDS, LOT 1
Legal Range	03
Legal Township	18
Legal Section	32
Legal Subdivision	CROSSFIELDS SUBDIVISION
Legal Lot Number	1
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2019
Census Tract	111010

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	11650 CROSSFIELDS DR, CARMEL, IN 46032-8930
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2018	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Jun 29, 2020	Deed of Trust, Mortgage FORUM CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2011
Deed Sale	Mar 7, 2011
Deed Document Number	0000012677
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11650 CROSSFIELDS DR, CARMEL, IN 46032-8930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051583
Date	Nov 1, 2018
Instrument	2018051583

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	INDIANAPOLIS, IN 46207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 15, 2043

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	11650 CROSSFIELDS DR, CARMEL, IN 46032-8930
Document Number	0000042966
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11650 CROSSFIELDS DR CARMEL IN 460328930, CARMEL, IN 46032-8930

Mortgage

Document Number	0000042966
Date	Jul 7, 2020
Instrument	42966

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$752,000 (+17.17%) Land $280,700 Building $471,300	$752,000 (+17.17%) Land $280,700 Building $471,300
2024	$7,823.00 (+1.97%)	$641,800 (-) Land $280,700 Building $361,100	$641,800 (-) Land $280,700 Building $361,100
2023	$7,672.00 (+2.35%) Homeowner's exemption	$641,800 (+1.94%) Land $280,700 Building $361,100	$641,800 (+1.94%) Land $280,700 Building $361,100
2022	$7,496.00 Homeowner's exemption	$629,600 Land $178,600 Building $451,000	$629,600 Land $178,600 Building $451,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Crossfields Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures