11760 Chess Dr, Bridgeton, MO 63044 Property Records

St. Louis County property record for 11760 Chess Dr, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,330 sqft · built 1974
Lot Size	0.255 acres (11,095 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Apr 2021)
Tax Bill	$3,851 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11M-12-0573`

Property Details

APN / Parcel Number

Primary APN	`11M-12-0573`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,771 sqft
1st Floor Area	1,330 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	11,095 sqft (0.255 acres)
Lot Dimensions	129 ft deep x 86 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	112 sqft
Deck Area	Deck Area
Patio Area	224 sqft
Canopy	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11760 CHESS DR
City	BRIDGETON
State	MO
Zip	63044-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R-3
Legal Description	ST JAMES ESTATES PLAT 7 LOT 266
Legal Subdivision	ST JAMES ESTATES PLAT 7
Legal Lot Number	266
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORTHWEST
Census Block Group	1
Census Block	1004
Census Tract	213103

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	11760 CHESS DR, BRIDGETON, MO 63044-2113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Apr 24, 2020	Deed of Trust, Mortgage STIFEL BK&TR
Jun 2, 2020	Quit Claim Deed, Transfer STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Prior Sale	Jun 2, 2020 · Amount on Record
Deed Document Number	2021543
Deed Book / Page	24798 / 3696
Prior Transfer Date	Aug 21, 2000
Prior Transfer Doc	0000000880
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Apr 14, 2021
Property Address	11760 CHESS DR, BRIDGETON, MO 63044-2113
Document Number	0247983696
Book / Page	24798 / 3696
Map Reference	MB 147 PG 19
Instrument Date	Apr 5, 2021
Instrument	2021041400543
Transaction Type	Transfer
Record Updated	Aug 11, 2021
Title Company	US TITLE-DES PERES, US TITLE DES PERES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11760 CHESS DR, 11760, BRIDGETON, MO 63044-2113

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11760 CHESS DR, BRIDGETON, MO 63044-2113

Mortgage

Document Number	2021041400544
Date	Apr 14, 2021
Instrument	2021041400544

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	11760 CHESS DR, BRIDGETON, MO 63044-2113
Document Number	0240725093
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11760 CHESS DR BRIDGETON MO 630442113, BRIDGETON, MO 63044-2113

Mortgage

Document Number	0240725093
Date	Jun 2, 2020
Book Page	024072/005093
Instrument	766

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jun 2, 2020
Property Address	11760 CHESS DR, BRIDGETON, MO 63044-2113
Document Number	0240725090
Book / Page	024072 / 005090
Instrument Date	Apr 24, 2020
Instrument	765
Transaction Type	Transfer
Record Updated	Jul 8, 2020
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11760 CHESS DR BRIDGETON MO 630442113, BRIDGETON, MO 63044-2113

Mortgage

Document Number	240725093
Date	Jun 2, 2020
Book Page	024072/005093
Instrument	766

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,730 (-) Land $13,720 Building $37,010	$267,000 (-) Land $72,200 Building $194,800
2025	$3,851.00 (+9.81%)	$50,730 (+17.27%) Land $13,720 Building $37,010	$267,000 (+17.26%) Land $72,200 Building $194,800
2024	$3,507.00 (-0.4%)
2023	$3,521.00 (+6.83%)	$43,260 (+17.39%) Land $10,050 Building $33,210	$227,700 (+17.43%) Land $52,900 Building $174,800
2022	$3,296.00	$36,850 Land $7,300 Building $29,550
2021			$193,900 Land $38,400 Building $155,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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