11740 Chess Dr, Bridgeton, MO 63044 Property Records

St. Louis County property record for 11740 Chess Dr, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,330 sqft · built 1973
Lot Size	0.237 acres (10,319 sqft)
Owner	Company Name on File
Last Sale	$245,000 (Aug 2021)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11M-11-0664`

Property Details

APN / Parcel Number

Primary APN	`11M-11-0664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	1,771 sqft
1st Floor Area	1,330 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Lot Area	10,319 sqft (0.237 acres)
Lot Dimensions	86 ft deep x 86 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	105 sqft
Deck Area	324 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	11740 CHESS DR
City	BRIDGETON
State	MO
Zip	63044-2113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R-3
Legal Description	ST JAMES ESTATES PLAT 7 LOT 270
Legal Subdivision	ST JAMES ESTATES PLAT 7
Legal Lot Number	270
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORTHWEST
Census Block Group	1
Census Block	1004
Census Tract	213103

Owner

11740 Chess Dr is owned by a company that bought it in August 2021.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	Company Name on File
Mailing Address	11740 CHESS DR, BRIDGETON, MO 63044-2113
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 21, 2017	Deed of Trust, Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2021 · Amount on File
Deed Sale	Aug 19, 2021 · Amount on File
Prior Sale	Jul 3, 2013 · Amount on File
Deed Document Number	202122
Deed Book / Page	25064 / 139
Prior Transfer Date	May 10, 2000
Prior Transfer Doc	0000000557
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 19, 2021
Property Address	11740 CHESS DR, BRIDGETON, MO 63044-2113
Document Number	0250640139
Book / Page	25064 / 139
Map Reference	MB 147 PG 19
Instrument Date	Aug 13, 2021
Instrument	2021081900022
Transaction Type	Transfer
Record Updated	Nov 1, 2021
Title Company	INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	534 WOODS CREEK DR, 534, FORISTELL, MO 63348-1960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11740 CHESS DR, BRIDGETON, MO 63044-2113

Mortgage

Document Number	2021081900023
Date	Aug 19, 2021
Instrument	2021081900023

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	11740 CHESS DR, BRIDGETON, MO 63044-2113
Document Number	0224141974
Book / Page	022414 / 001974
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	VISION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11740 CHESS DR BRIDGETON MO 630442113, BRIDGETON, MO 63044-2113

Mortgage

Document Number	0224141974
Date	Feb 27, 2017
Book Page	022414/001974
Instrument	401

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11740 Chess Dr was $3,740, up 9.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,260 (-) Land $13,240 Building $36,020	$259,300 (-) Land $69,700 Building $189,600
2025	$3,740.00 (+9.77%)	$49,260 Land $13,240 Building $36,020	$259,300 Land $69,700 Building $189,600
2024	$3,407.00 (-0.38%)
2023	$3,420.00 (+5.92%)	$42,010 (+16.37%) Land $9,710 Building $32,300	$221,100 Land $51,100 Building $170,000
2022	$3,229.00	$36,100 Land $7,070 Building $29,030
2021			$190,000 Land $37,200 Building $152,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 11740 Chess Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 11740 Chess Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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