1176 Pendleton Cir, The Villages, FL 32162 Property Records

Sumter County property record for 1176 Pendleton Cir, The Villages, FL 32162

Property Summary

Property TypeSingle Family Home
Details1,978 sqft · built 2006
Lot Size0.2 acres (8,729 sqft)
OwnerIndividual Name on Record
Last Sale$346,600 (Sep 2006)
Tax Bill$4,257 (2024)
Deeds & MortgagesOct 2023 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APND35G064

Property Details

APN / Parcel Number

Primary APND35G064
Alternative APN
  • 1034914

Interior

Building Area1,978 sqft Heated Area

Exterior

Year BuiltBuilt 2006
Architectural StyleCustom Design
Construction TypeConcrete
Lot Area8,729 sqft (0.2 acres)
Garage Area464 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area383 sqft

Location & Zoning

Account Number1034914
Street Address1176 PENDLETON CIR
CityTHE VILLAGES
StateFL
Zip32162-1434
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 64 THE VILLAGES OF SUMTER UNIT NO 123 PB 8 PG 30-30A
Legal Range23E
Legal Township18S
Legal Section35
Legal SubdivisionVILLAGES OF SUMTER
Legal Lot Number64
JurisdictionSUMTER FL
Township / Civil DivisionWILDWOOD
Census Block Group1
Census Block1009
Census Tract911207

Owner

Source: Sumter County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1176 PENDLETON CIR, THE VILLAGES, FL 32162-1434
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS FIRST BANK INC
May 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITIZENS FIRST BANK INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 19, 2006 · Amount on Record
Deed SaleSep 19, 2006 · Amount on Record
Deed Document Number2006-31548
Deed Book / Page1655 / 0064
Record UpdatedJun 8, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address1176 PENDLETON CIR, THE VILLAGES, FL 32162-1434
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1176 PENDLETON CIR, THE VILLAGES, FL 32162-1434

Mortgage

Document Number0045370542
DateOct 2, 2023
Book Page4537/542
Instrument202360037314
Lender
NameCITIZENS FIRST BANK INC
TypeBank
AddressGAINESVILLE, FL 32612
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueSep 25, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMTER FL
Property Address1176 PENDLETON CIR, THE VILLAGES, FL 32162-1434
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEQUITABLE TITLE OF OCALA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037590637
DateMay 19, 2020
Book Page3759/637
Instrument202060021575
Lender
NameCITIZENS FIRST BANK INC
TypeBank
AddressTHE VILLAGES, FL 32162
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySumter County
Unified School DistrictSumter County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$296,160 (+5.98%)$446,320 (-1.3%) Land $52,370 Building $393,950
2024$4,257.00 (+5.76%)
2023$4,025.00 (+2.31%) Additional exemption filed$279,440 (+3%)$452,200 (-3.77%) Land $34,920 Building $417,280
2022$3,934.00 Homeowner's exemption$271,310$469,930 Land $34,830 Building $435,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGES OF LAKE-SUMTER - WTPS 1, 3, ; 5
serves 18,675 people · EPA ID FL3350942
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereVILLAGE WATER
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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