1176 Nicholas St, Upland, CA 91784 Property Records

San Bernardino County property record for 1176 Nicholas St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,163 sqft · built 1983
Lot Size	0.341 acres (14,868 sqft)
Owner	Company Name on Record
Last Sale	$980,000 (Apr 2023)
Tax Bill	$11,148 (2025)
Deeds & Mortgages	Apr 2023 Sale Jun 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1004-091-39-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-091-39-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,163 sqft Living Area
Gross Area	2,772 sqft
1st Floor Area	2,163 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	14,868 sqft (0.341 acres)
Garage Type	Attached
Garage Area	609 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	499 sqft
Patio Area	499 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1176 NICHOLAS ST
City	UPLAND
State	CA
Zip	91784-1288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10197 LOT 40
Legal Subdivision	TRACT 10197
Legal Tract	10197
Legal Block	2
Legal Lot Number	40
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2003
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1176 NICHOLAS ST, UPLAND, CA 91784-1288
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Grant Deed, Transfer CALIFORNIA BEST TITLE
Jun 30, 2021	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 22, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MK LENDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Oct 22, 2002 · Amount on Record
Deed Document Number	202387417
Prior Transfer Date	Jan 15, 2021
Prior Transfer Doc	0000033313
Record Updated	Sep 20, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 14, 2023
Property Address	1176 NICHOLAS ST, UPLAND, CA 91784-1288
Document Number	0000087417
Map Reference	MB 146 PG 87-90
Instrument Date	Mar 21, 2023
Instrument	2023-0087417
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1176 NICHOLAS ST, UPLAND, CA 91784-1288

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1176 NICHOLAS ST, UPLAND, CA 91784-1288
Transaction Type	Mortgage
Record Updated	Jul 16, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1176 NICHOLAS ST, UPLAND, CA 91784-1288

Mortgage

Document Number	0000297533
Date	Jun 30, 2021
Instrument	2021-0297533

Lender

Name	ZB NA
Type	Bank
Address	LA PALMA, CA 90623

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 22, 2021
Property Address	1176 NICHOLAS ST, UPLAND, CA 91784-1288
Document Number	0000033313
Map Reference	MB 146 PG 87-90
Instrument Date	Jan 15, 2021
Instrument	2021-0033313
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1176 NICHOLAS ST, UPLAND, CA 91784-1288

Mortgage

Document Number	0000033314
Date	Jan 22, 2021
Instrument	2021-0033314

Lender

Name	MK LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,039,984 (+2%) Land $259,996 Building $779,988
2025	$11,148.00 (+71.61%) Homeowner's exemption	$1,019,592 (+70.35%) Land $254,898 Building $764,694
2023	$6,496.00 (+2.22%) Homeowner's exemption	$598,519 Land $189,973 Building $408,546
2022	$6,355.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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