1159 Nicholas St, Upland, CA 91784 Property Records

San Bernardino County property record for 1159 Nicholas St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,527 sqft · built 1983
Lot Size	0.345 acres (15,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Mar 2000)
Tax Bill	$4,329 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1004-091-35-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-091-35-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,527 sqft Living Area
Gross Area	3,017 sqft
1st Floor Area	1,207 sqft
2nd Floor Area	1,320 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	15,008 sqft (0.345 acres)
Lot Dimensions	134 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	230 sqft
Patio Area	30 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1159 NICHOLAS ST
City	UPLAND
State	CA
Zip	91784-1288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10197 LOT 80
Legal Subdivision	TRACT NO 10197
Legal Tract	10197
Legal Block	2
Legal Lot Number	80
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2003
Census Tract	814

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1159 NICHOLAS ST, UPLAND, CA 91784-1288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2000 · Amount on Record
Deed Sale	Mar 7, 2000 · Amount on Record
Deed Document Number	200077711
Last Transfer Date	Dec 20, 2012
Transfer Doc	0000006993
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1159 NICHOLAS ST, UPLAND, CA 91784-1288
Transaction Type	Mortgage
Record Updated	Mar 18, 2024
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 NICHOLAS ST, UPLAND, CA 91784-1288

Mortgage

Document Number	0000050231
Date	Mar 4, 2024
Instrument	2024-0050231

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 26, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.59%
Type Change Date	Feb 26, 2029
Change Frequency	Annually
Min Rate At Change	5.59%
Max Rate At Change	9.59%
Index	Prime Rate
Max Rate	13.5%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1159 NICHOLAS ST, UPLAND, CA 91784-1288
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 NICHOLAS ST, UPLAND, CA 91784-1288

Mortgage

Document Number	0000151408
Date	Jun 20, 2023
Instrument	2023-0151408

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1159 NICHOLAS ST, UPLAND, CA 91784-1288
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 NICHOLAS ST, UPLAND, CA 91784-1288

Mortgage

Document Number	0000279926
Date	Jun 21, 2021
Instrument	2021-0279926

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	1159 NICHOLAS ST, UPLAND, CA 91784-1288
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255011
Date	Jul 27, 2020
Instrument	2020-0255011

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$391,934 (+2%) Land $137,178 Building $254,756
2025	$4,329.00 (+4.84%)	$384,249 (+4.04%) Land $134,488 Building $249,761
2023	$4,129.00 (+2.23%)	$369,329 Land $129,266 Building $240,063
2022	$4,039.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1992)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1992 · Rain/snow/wind Storms, Flooding, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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