Charles County property record for 1176 Harvard Rd, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,991 sqft · built 1971 |
| Lot Size | 0.261 acres (11,370 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Jan 2019) |
| Tax Bill | $9,415 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000789 |
| Primary APN | 06-000789 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,991 sqft Living Area |
| Gross Area | 2,351 sqft |
| 1st Floor Area | 1,073 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,370 sqft (0.261 acres) |
| Garage Type | Attached |
| Garage Area | 220 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 000789 |
|---|---|
| Street Address | 1176 HARVARD RD |
| City | WALDORF |
| State | MD |
| Zip | 20602-3413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | L 38 B 51 S 3-F CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 51 |
| Legal Lot Number | 38 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850902 |
1176 Harvard Rd is owned and occupied by an individual who bought it in January 2019.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1176 HARVARD RD, WALDORF, MD 20602-3413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Nov 4, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jan 3, 2019 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2019 · Amount on File |
| Deed Sale | Jan 3, 2019 · Amount on File |
| Prior Sale | Mar 17, 1982 · Amount on File |
| Deed Book / Page | 10498 / 432 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1176 HARVARD RD, WALDORF, MD 20602-3413 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | UNIVERSAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0106050439 |
|---|---|
| Date | Apr 18, 2019 |
| Book Page | 10605/439 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1176 HARVARD RD, WALDORF, MD 20602-3413 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | UNIVERSAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0108550319 |
|---|---|
| Date | Nov 4, 2019 |
| Book Page | 10855/319 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jan 3, 2019 |
| Property Address | 1176 HARVARD RD, WALDORF, MD 20602-3413 |
| Document Number | 0104980432 |
| Book / Page | 10498 / 432 |
| Map Reference | MB 11 FO 58 |
| Instrument Date | Nov 30, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,999.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1176 HARVARD RD, WALDORF, MD 20602-3413 |
| Document Number | 0010498439 |
|---|---|
| Date | Jan 3, 2019 |
| Instrument | 10498/439 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2048 |
The 2025 property tax bill for 1176 Harvard Rd was $9,415 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,033 | $388,900 Land $125,000 Building $263,900 | |
| 2025 | $9,415.00 | ||
| 2023 | $3,793.00 Homeowner's exemption | $325,967 | $374,300 Land $125,000 Building $249,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1176 Harvard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1176 Harvard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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