Charles County property record for 1173 Harvard Rd, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,864 sqft · built 1971 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $274,000 (Jun 2020) |
| Tax Bill | $10,617 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-000525 |
| Primary APN | 06-000525 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,864 sqft Living Area |
| Gross Area | 2,056 sqft |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,155 sqft (0.302 acres) |
| Garage Area | 275 sqft |
| Pool Area | 648 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 000525 |
|---|---|
| Street Address | 1173 HARVARD RD |
| City | WALDORF |
| State | MD |
| Zip | 20602-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RH |
| Legal Description | L 48 B 48 S 3-F CARRINGTON NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 48 |
| Legal Lot Number | 48 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 850902 |
1173 Harvard Rd is owned and occupied by two individuals who bought it in June 2020.
Source: Charles County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1173 HARVARD RD, WALDORF, MD 20602-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jun 29, 2020 | Deed, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| May 6, 2020 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on File |
| Deed Sale | Jun 29, 2020 · Amount on File |
| Prior Sale | May 6, 2020 |
| Deed Book / Page | 11199 / 387 |
| Prior Transfer Date | Jan 24, 2020 |
| Prior Transfer Doc | 0111140189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1173 HARVARD RD, WALDORF, MD 20602-3416 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0119490446 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | 11949/446 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Jun 29, 2020 |
| Property Address | 1173 HARVARD RD, WALDORF, MD 20602-3416 |
| Document Number | 0111990387 |
| Book / Page | 11199 / 387 |
| Map Reference | MB PCM 11 PL 58 |
| Instrument Date | Mar 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | US TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5583 FISH HAWK CT, 5583, WALDORF, MD 20601-4543 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1173 HARVARD RD, WALDORF, MD 20602-3416 |
| Document Number | 11199396 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 11199/396 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Apr 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 6, 2020 |
| Property Address | 1173 HARVARD RD, WALDORF, MD 20602-3416 |
| Document Number | 0111140189 |
| Book / Page | 11114 / 189 |
| Map Reference | MB PCM 11 PL 58 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | U S TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1173 HARVARD RD, WALDORF, MD 20602-3416 |
| Document Number | 11114196 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 11114/196 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | Feb 1, 2050 |
The 2025 property tax bill for 1173 Harvard Rd was $10,617.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $362,500 (+3.81%) | $375,800 (-) Land $125,100 Building $250,700 | |
| 2025 | $10,617.00 | $349,200 | $375,800 Land $125,100 Building $250,700 |
| 2023 | $4,306.00 | $302,567 | $335,900 Land $125,100 Building $210,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1173 Harvard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1173 Harvard Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
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