Albemarle County property record for 1175 Pen Park Ln, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,222 sqft · built 2025 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Nov 2023) |
| Tax Bill | $6,976 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 061A0-00-00-00400 |
| Primary APN | 061A0-00-00-00400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Finished Area |
| Basement Area | 1,118 sqft |
| Finished Basement | 1,075 sqft |
| Unfinished Basement | 1,118 sqft |
| Family Room | Family Room |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Contemporary |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Roof Material | Metal |
| Lot Area | 18,121 sqft (0.416 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 96 sqft |
| Patio Area | 192 sqft |
| Balcony Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 1175 PEN PARK LN |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-3715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 RESIDEN |
| Legal Description | RIO PARK 1 |
| Legal Subdivision | RIO PARK |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10602 |
1175 Pen Park Ln is owned and occupied by an individual who bought it in November 2023.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1175 PEN PARK LN, CHARLOTTESVILLE, VA 22901-3715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 1, 2023 | Special Warranty Deed, Transfer REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on File |
| Deed Sale | Nov 1, 2023 · Amount on File |
| Deed Document Number | 20239277 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1175 PEN PARK LN, CHARLOTTESVILLE, VA 22901-3715 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1175 PEN PARK LN, CHARLOTTESVLE, VA 22901-3715 |
| Document Number | 202500010866 |
|---|---|
| Date | Nov 17, 2025 |
| Instrument | 202500010866 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2045 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Nov 1, 2023 |
| Property Address | CHARLOTTESVILLE, VA 22901 |
| Document Number | 202300009277 |
| Map Reference | DOC 202200006677 |
| Instrument Date | Oct 19, 2023 |
| Instrument | 202300009277 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Tax | $150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 1175 Pen Park Ln was $6,976, up 67.9% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,976.00 (+67.93%) | $780,300 (+67.91%) Land $150,000 Building $630,300 | $780,300 (+67.91%) Land $150,000 Building $630,300 |
| 2025 | $4,154.00 | $464,700 Land $150,000 Building $314,700 | $464,700 Land $150,000 Building $314,700 |
| 2023 | $532.00 | $124,800 Land $124,800 | $124,800 Land $124,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1175 Pen Park Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1175 Pen Park Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Ting.
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